Welcome To Ontario Mortgage Superstore
Hi I’m Lawrence and welcome to Ontario Mortgage Superstore. I am a full service Ontario mortgage broker. Just a few of the services I offer are home, commercial, rental, second and private mortgages. Good credit, bad credit, either way, I will get you the lowest rate for your mortgage in Ontario. How can I beat the major banks and the well advertised Ontario mortgage brokers?
It’s simple, my overhead is embarrassingly low. I don’t have an army of staff on hand or sky scrapers to construct. Instead of spending millions of dollars on television and radio advertising, I rely on customer satisfaction to promote my service. How does my being so efficient help you? If you over pay by even a quarter of a percent on a $200,000 mortgage, it will cost you an extra $12994! The average consumer has access to 6-8 lenders, the average Ontario mortgage broker has access to 40, I have access to over 100 highly competitive lenders. Whatever your mortgage need, I will make the entire process easy.
My service is free for most customers, the lender will pay my fee. There is never any pressure and no obligation. Why don’t you fill out an application or give me a call today. What have you go to lose? Make the call today and you WILL get the lowest Ontario mortgage rates.
Services Available
- Pre Approval For Mortgage
- Home Mortgage
- Second Mortgage
- Bad Credit
- Debt Consolidation
- Home Loan
- No Money Down Mortgage
- Self Employed
- First Mortgage
- Purchase Plus Improvements
- Commercial Mortgage
- Private Mortgage
- Home Equity Loans
- Refinancing
- Subprime Mortgage
- Vacation Property
- First Time Home Buyer
- Third Mortgage
- Mortgage Loan
- Residential Mortgage
- Construction Financing
- Rental Mortgage
- Past Bankruptcy
- New To Canada
- Land Mortgage
- Cottage Mortgage
- Second Property Mortgage
- Fourth Mortgage
- Renewal
- 80% Rental Offset
** Select a service type for more information **
Maximum Mortgage Loans
| Residential | Max LTV | Commercial | Max LTV | |
| Home | 100% | Storefront | 80% | |
| Rental | 95% | Rental | 85% | |
| Second | 95% | Office Building | 75% | |
| Home Refinancing | 95% | Commercial Plaza | 75% | |
| Private | 95% | Industrial Space | 75% | |
| Home Loan | 95% | Farm Financing | 55% | |
| Vacant Lot | 75% | Acreage | 55% |
Why Use An Ontario Mortgage Broker?
- SAVINGS – An Ontario mortgage broker has access to many more lenders then the well known banks and credit unions ensuring that you DO get the best rate possible.
- CONVENIENCE – Obtaining a mortgage through me is quick, easy and convenient. I have the flexibility to work around your schedule. Most of the work can often take place over the phone or through email.
- STRESS FREE – There is no need to negotiate. I will give you the lowest rate EVERY TIME.
- COST – My service is free of charge to most consumers. Charges may apply when the borrower has bad credit or has an extremely high debt to equity ratio. A simple rule of thumb would be if every bank and credit union in Canada turns you down, there may be a fee.
- ECONOMY OF SCALE – When dealing with a bank, a broker will often be able to get a much lower rate than the lowest rate offered to the consumer.
- ETHICS AND INTEGRITY – As an Ontario mortgage broker I am licensed by the Financial Services Commission of Ontario (FSCO.GOV.ON.CA) and a member of the Canadian Association Of Accredited Mortgage Professionals (CAAMP.ORG), the lending officer at your bank is not. My license and membership can be confirmed at the links below.
- NO CONFLICT OF INTEREST – As an Ontario mortgage broker I provide a service. The service I offer is to find you the lender with the lowest interest rate, to provide you with flexible mortgage options and to provide unbiased answers to your questions. The mortgage officer at your bank is there to sell you their employer’s product.
Mortgage Lenders
- TD
- Scotia Bank
- Street Capital
- Abode
- Royal Bank
- Laurentian Bank
- ING
- MCAP
- Trinity Diversified
- Optimum
- National Bank of Canada
- Your Neighbourhood Credit Union
- Alterna
- Firstline
- Equitable Trust
- CIBC
- VFC
- Italian Credit Union
- Resmor Trust
- Home Trust
- Peoples Trust
- ICICI Bank
- Comtech
- Desjardins Credit Union
- Concentra Financial Mortgage
- BMO
- Bridgewater Bank
- First National
- Merix Financial
- HSBC
- AGF Trust
- Citi Financial
- Effort Trust
- Save Capital
- Xceed
- Pace Credit Union
- First Ontario Credit Union
- Private Mortgage Lenders
- Plus many more!
** Select a lender for more information **
Proudly Serving All Of Ontario
- Ajax
- Aurora
- Barrie
- Belleville
- Bolton
- Bradford
- Brampton
- Brantford
- Burlington
- Cambridge
- Chatham
- Cornwall
- Georgetown
- Guelph
- Hamilton
- Kent
- Kingston
- Kitchener
- Lakeshore
- LaSalle
- Lindsay
- London
- Markham
- Milton
- Mississauga
- Newcastle
- Newmarket
- Niagara Falls
- Norfolk
- North Bay
- Oakville
- Oshawa
- Ottawa
- Peterborough
- Pickering
- Richmond Hill
- Sault Ste Marie
- Scarborough
- St Catharines
- St George
- Stratford
- Sudbury
- Thunder Bay
- Toronto
- Trenton
- Vaughan
- Waterloo
- Whitby
- Windsor
- Woodbridge
- Woodstock
** Select a city for area information, planning initiatives and property tax rates **
Call Me For Your Ontario Mortgage Broker Needs
If you are currently looking for a mortgage in Ontario it has never been a better time to get financing from an Ontario mortgage broker. Canadian mortgage rates are at an all time low and the housing market has proven over the last 12 months how resilient our market is. I am very confident that with Ontario’s transit expansion plans coupled with Canada’s stance on immigration that the province will see a nice surge in housing prices over the next 10-15 years.
Home Purchase/ Mortgage Refinancing
If you are looking at buying a new home or looking to refinance your current home, call today. We will find you the lowest mortgage rate for your home purchase or refinance.
First Time Home Buyers
The prospects are especially bright if you are a first time home buyer. If you are a first time home buyer give me, your Ontario mortgage broker a call today. I can help you understand the many opportunities currently available for first time home buyers. Check out our mortgage calculator on the side bar, this will help you figure our how much you can afford. We can help first time home buyers save with the lowest rates anywhere.
Commercial Financing
If you are a commercial property owner in need of an Ontario mortgage broker, call today. I have many commercial lenders who can help no matter what or where your property is. If you are looking for a commercial mortgage broker with the lowest rates, call today.
Rental Properties
I can help real estate investors local or abroad in need of a mortgage for a rental property. Whether you are a first time rental property owner or purchasing your eighth property we can help you.
Private Mortgage Lenders
Are you in need of a private mortgage? Trillium mortgage broker is a leader in offering private mortgages and has access to an established and well reputable network of private lenders. We can offer the lowest rates for your private mortgage.
Second Mortgage / Home Loans / Debt Consolidation Loan
We offer second mortgages, home loans and debt consolidation loans. Bad credit histories are our specialty. Even if you are being foreclosed, are in power of sale or have recently gone bankrupt, we can help you. We offer the lowest interest rates on your second mortgage, home loans and debt consolidation loan needs.
Vacation Home / Cottage / Second Home
Are you looking a buying a vacation home, second home or a cottage? Call an Ontario mortgage broker who can find you the lowest interest rate for your dream getaway.
No matter what your situation is, I can help. I will help every person get the mortgage they need. Call today for any of your Ontario mortgage broker needs.