We arrange second mortgages in Kirkland Lake up to 85%. A second mortgage can be obtained with bad credit, unprovable and insufficient income, mortgage arrears or in power of sale. We also offer a second mortgage with property or income tax arrears.
2nd mortgage lender rates varying depending on location of the property, credit of the borrower and max loan to value (total mortgages compared to property value). Apply for a second mortgage
We arrange third mortgages in Kirkland Lake up to 85%. A third mortgage can be obtained with bad credit, unprovable and insufficient income, mortgage arrears or in power of sale. We also offer a third mortgage with property or income tax arrears.
3rd mortgage lender rates varying depending on location of the property, credit of the borrower and max loan to value (total mortgages compared to property value). Apply for a third mortgage
We arrange private mortgages in Kirkland Lake up to 85%. A private mortgage (first mortgage, second mortgage or third mortgage) can be useful to borrowers who don’t qualify through traditional lender channels (banks or credit unions).
Private mortgages can be useful to a borrower when they’ve had a bankruptcy, have bad credit, loss of employment (insuffient or unprovable income), have mortgage arrears or are in power of sale.
We offer private mortgages for residential, commercial and agricultural properties in Kirkland Lake even with property or income tax arrears. Private mortgage rates varying depending on location of the property, credit of the borrower and property value compared to total mortgages on the property. Apply for a private mortgage
We arrange mortgages in Kirkland Lake up to 85% for borrowers with insufficient income even with income tax arrears, bad credit, past bankruptcy, job loss, mortgage arrears or currently in power of sale.
We can offer first mortgages, second mortgages and third mortgages through private lenders to borrowers with insufficient income.
We are a Kirkland Lake commercial mortgage broker for small businesses and entrepreneurs who won’t qualify under rigorous requirements of traditional commercial mortgage lending. We offer B lender commercial mortgage financing.
If you are having a tough time qualifying for a commercial mortgage in Kirkland Lake for restaurants, gas stations, motels, resort properties, commercial condos, commercial plazas or any other commercial mortgage give us a call.
We can help those with bad credit, insufficient or unprovable income and income tax arrears obtain a private commercial mortgage in Kirkland Lake.
We can arrange construction financing in Kirkland Lake for up to 65% of the current value of the property (land and existing structures). Once the initial construction financing funds are depleted, a reassessment can be performed and additional funds can be released. The additional funds that will be available will be the difference between 65% of the new value less the amount already released.
If you are looKirkland Lake for a construction mortgage in Kirkland Lake, we may be able to help even if you have insufficient income, bad credit and mortgage payment arrears.
We offer equity based mortgages up to 85% loan to value (total mortgages compared to property value). Equity based private mortgage lenders are willing to overlook bad credit and income concerns of an applicant and focus on the collateral of the property to secure the mortgage.
If you have bad credit, income tax arrears, job loss, a past bankruptcy, insufficient or unprovable income, are in power of sale or have mortgage or property tax arrears we may be able to arrange a first mortgage, second mortgage or third mortgage from the equity available in your home. Apply for equity mortgage lending today
We can help those in Kirkland Lake get a mortgage after bankruptcy using private lenders.
Usually after a bankruptcy, traditional mortgage lenders would require you to put a minimum of 5%-10% down payment and require you to re-establish your credit. Traditional lenders want to see at least 2 trade lines (credit card, line of credit, loan) open and established for a minimum of 24 months before approval after a bankruptcy discharge.
Private mortgage lenders are willing to fast track this process. They may not require any credit to be re-established and will provide a mortgage as soon as the bankruptcy has been discharged. They can even work with these borrowers with unprovable and insufficient income however they require 15%-20% down for security and their mortgage rates reflect the risk of the borrower.
Trillium Mortgage is a mortgage broker who’ve been helping Kirkland Lake borrowers with self employed bad credit mortgages for over 30 years.
We are self employed. We know that operating a business can have it’s financial challenges that make qualifying for a self employed mortgage difficult, especially if you have bad credit, have not filed your taxes, have an unprovable cash business or insufficient income to show mortgage lenders.
We can place 1st mortgages, 2nd mortgages and 3rd mortgages for those self employed. Reach out to us today if you’re seeKirkland Lake an Kirkland Lake mortgage broker with decades of experience dealing with B mortgage lenders and private mortgages. We’ll help you secure a private self employed bad credit mortgage. Apply for a self employed bad credit mortgage today