Trillium Offers Whitby Mortgage Broker Services
Hi, I’m Lawrence and welcome to Ontario Mortgage Superstore.com. I’m a mortgage agent with Trillium Mortgage broker. Trillium has been providing residents across Ontario with prime, alternative and private mortgage lending for over 20 years.
We specialize in second mortgages, private mortgages and alternative lending of homes for clients with bad credit, even under a power of sale. Whether you are purchasing a home, refinancing your mortgage, taking equity out of your home or switching lenders for a better mortgage rate, we may be able to help you. Trillium mortgage has one of the largest networks of private second mortgage lenders in Ontario.
Ontario Mortgage Superstore.com also offers some of the lowest mortgage rates in all of Ontario, even compared to the largest mortgage rate comparison websites. How do we beat the major banks and other Ontario mortgage brokers? To ensure that we provide you the best mortgage rates possible, we’ve partnered up with the LARGEST mortgage broker in Canada by funded volume. Their size and volume makes it possible to discount the mortgage to ensure that you do receive the lowest mortgage rate.
Whatever your mortgage need, our team is here to help. There is never any pressure and no obligation. Start by selecting the inquire button that best suits your situation and someone will contact you.
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Mortgage Broker Services Available
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Why Use A Whitby Mortgage Broker?
1. SAVINGS - A Whitby mortgage broker has access to many more lenders then the well known banks and credit unions ensuring that you DO get the best rates possible.
2. CONVENIENCE - Obtaining a mortgage through me is quick, easy and convenient. I have the flexibility to work around your schedule. Most of the work can often take place over the phone or through email.
3. STRESS FREE - There is no need to negotiate. I will give you the lowest rate EVERY TIME.
4. COST - My service is free of charge to most consumers. Charges may apply when the borrower has bad credit or has an extremely high debt to equity ratio. A simple rule of thumb would be if every bank and credit union in Canada turns you down, there may be a fee.
5. ECONOMY OF SCALE - When dealing with a bank, a Whitby mortgage broker will often be able to get a much lower rate than the lowest rates offered to the consumer.
6. ETHICS AND INTEGRITY - As an Ontario mortgage agent I am licensed by the Financial Services Commission of Ontario (FSCO.GOV.ON.CA) and a member of the Canadian Association Of Accredited Mortgage Professionals (CAAMP.ORG), the lending officer at your bank is not. My license and membership can be confirmed at the links below.
View my FSCO license
View my CAAMP membership here
7. NO CONFLICT OF INTEREST - As an Ontario mortgage agent I provide a service. The service I offer is to find you the lender with the lowest interest rates, to provide you with flexible mortgage options and to provide unbiased answers to your questions. The mortgage officer at your bank is there to sell you their employer’s product.
While the southern portion of Whitby is predominantly urban, and an economic hub, the northern part of the municipality is more rural and includes the communities of Ashburn, Brooklin, Myrtle and Myrtle Station.
Many residents commute to work in other Greater Toronto Area communities, and General Motors Canada in Oshawa is a major employer for all of Durham Region. Whitby is itself home to a steel mill operated by Gerdau Ameristeel, a retail support centre operated by Sobeys, a major Liquor Control Board of Ontario warehouse and the Canadian headquarters of BMW. Other companies present in Whitby include pharmaceutical manufacturer Patheon, Johnson Controls, Lear Corporation, Automodular Assemblies, McGraw-Hill Ryerson, and several others.
Whitby is also the site of the Skills Training Centre of Durham College. The main campus of the college is located in Oshawa, as is the University of Ontario Institute of Technology.
Ontario Highway 401 runs through the south end of Whitby, with interchanges at Brock Street and Thickson Road. Proposed eastward extensions of Highway 407 will likely see that toll highway extended through Whitby to its planned terminus at the junction of Highways 35 and 115. The southern terminus of Highway 12 is also located in Whitby. It originally extended from Highway 401 northward as part of Brock Street, but this portion was downloaded to Durham Region in 1997. The southern terminus is now located just south of Brooklin at the location of a possible future interchange with Highway 407, should it be extended eastward. Finally, Highway 7 runs east-west between Brooklin and the City of Pickering. At Brooklin, the road changes to a north-south alignment and is multiplexed with Highway 12 to the northern boundary of the Town.
Local transit services are provided by the region-wide Durham Region Transit. GO Transit provides frequent weekday train service via its Lakeshore East line. GO Transit buses also connect Whitby with Durham Region (including Port Perry and Beaverton to the north). VIA Rail trains travel through Whitby, but the nearest station is in Oshawa.
Whitby Official Plan
Follow the link for the most recent Whitby Official Plan.
Whitby Property Taxes
Click the link for the most recent Whitby property tax rates.
For All Of Your Whitby Mortgage Needs
With Canadian mortgage rates at a historic low and with how strong the housing market has proven over the last few years. I am confident that with the areas transit expansion plans and Canada’s stance on immigration that Whitby will see a continued surge in home prices over the next decade. Trillium Mortgage is your mortgage broker with over 20 years of experience helping Ontario home owners. If you are looking for Whitby mortgage brokers with experience, that you can trust and a large network of established lenders, call Trillium mortgage broker today.
Home Mortgage / Mortgage Refinancing
If you are looking at buying a new home or looking to refinance your current home we will find you the lowest mortgage rates for your purchase or refinance. Purchases up to 95% and refinancing up to 80%.
First Time Home Buyers
The prospects are bright if you are a first time home buyer. If you are a first time home buyer give me a call today. I can help you understand the many opportunities currently available for first time home buyers. Check out our mortgage calculator on the side bar, this will help you figure our how much you can afford. We can help first time home buyers save with the lowest rates anywhere. First time home buyers can purchase a home with as little as 5% down.
If you are a commercial property owner in need of a Whitby commercial mortgage broker, call today. We have many commercial lenders who can help no matter what or where your property is. Trillium offers commercial mortgage broker services for rental properties, plaza’s, industrial space, office buildings, construction financing, farm mortgages, acreage and much more. Private commercial mortgage lenders are also available. If you are looking for the lowest commercial mortgage rates, call us today.
I can help real estate investors local or abroad in need of a mortgage for a rental property. Whether you are a first time rental property owner or purchasing your eighth property we can help you. Rental mortgages for properties available for up to 85% loan to value.
Private Mortgage Lenders
Are you in need of a private mortgage? Trillium mortgage broker is a leader in offering private mortgages and has access to an established and well reputable network of private lenders. We can offer the lowest rates for your private mortgage. Private mortgages for properties available for up to 85% loan to value
Second Mortgage / Home Loans / Debt Consolidation Loan
We offer second mortgages, home loans and debt consolidation loans up to 85% loan to value. Bad credit histories are our specialty. Even if you are being foreclosed, are in power of sale or have recently gone bankrupt, we can help you. We offer the lowest interest rates on your second mortgage, home loans and debt consolidation loan needs.
Vacation Home / Cottage / Second Home
Are you buying or refinancing a vacation home, second home or a cottage? Trillium Mortgage is your Whitby mortgage broker who can find you the lowest interest rate for your dream getaway or second home. Vacation homes, cottages and second homes can be purchased with as little as 5% down.
Whitby Real Estate Agents
The Whitby real estate market is on fire. Whitby has posted double digit home price gains for several consecutive years. Whitby is a great place to live, raise a family and invest in. While the city of Whitby is a bedroom community of Toronto and primarily dominated by freehold homes, affordable homes can still be found. I recommend browsing Realtor.ca for homes or speak to Whitby Real Estate Agent Lawrence Kobescak to get a better idea for the area and what is available. The expert advice of a local Realtor is invaluable when looking for the right home.