Trillium Offers Whitby Mortgage Broker Services
Hi, I’m Lawrence and welcome to OntarioMortgageSuperstore.com. I am a full service mortgage agent with Trillium Mortgage broker. Trillium has been providing Ontario residents with prime, alternative and private mortgage lending for over 20 years.
We offer home, commercial, rental, second and private mortgages. Whether you are purchasing a home, refinancing your mortgage, obtaining a home loan or switching lenders, we will get you the lowest rate for your mortgage. How do we beat the major banks and the well advertised Whitby mortgage brokers?
The average consumer has access to 6-8 lenders, the average Whitby mortgage broker has access to 40, we have access to over 100 highly competitive public and private lenders across Ontario. Trillium has the largest network of private lenders in Ontario.
Whatever your mortgage need, I will make the entire process easy. There is never any pressure and no obligation. Why don’t you fill out an application or give me a call today.
Maximum Mortgage Loans
Residential
Home Purchase
Home Refinancing
Second Mortgage
Rental Property
Private Mortgage
Home Loan
Vacant LotMax LTV
95%
85%
85%
80%
85%
85%
75%Commercial
Rental
Storefront
Office Building
Commercial Plaza
Industrial Space
Farm Financing
AcreageMax LTV
80%
80%
75%
75%
75%
55%
55%Mortgage Broker Services Available
- Home Mortgage Financing
Commercial Mortgage
Second Mortgage
New To Canada
Home Loan
No Money Down MortgageHome Equity Loans
Rental Mortgage
Self Employed
Land / Farm Mortgage
Vacation Property
Purchase Plus ImprovementsMortgage Refinancing
First Time Home Buyer
Mortgage After Bankruptcy
Private Mortgage
Bad Credit Mortgage
Construction Financing** Select a service type for more information ** Why Use A Whitby Mortgage Broker?
1. SAVINGS - A Whitby mortgage broker has access to many more lenders then the well known banks and credit unions ensuring that you DO get the best rates possible.
2. CONVENIENCE - Obtaining a mortgage through me is quick, easy and convenient. I have the flexibility to work around your schedule. Most of the work can often take place over the phone or through email.
3. STRESS FREE - There is no need to negotiate. I will give you the lowest rate EVERY TIME.
4. COST - My service is free of charge to most consumers. Charges may apply when the borrower has bad credit or has an extremely high debt to equity ratio. A simple rule of thumb would be if every bank and credit union in Canada turns you down, there may be a fee.
5. ECONOMY OF SCALE - When dealing with a bank, a Whitby mortgage broker will often be able to get a much lower rate than the lowest rates offered to the consumer.
6. ETHICS AND INTEGRITY - As an Ontario mortgage agent I am licensed by the Financial Services Commission of Ontario (FSCO.GOV.ON.CA) and a member of the Canadian Association Of Accredited Mortgage Professionals (CAAMP.ORG), the lending officer at your bank is not. My license and membership can be confirmed at the links below.
View my FSCO license
View my CAAMP membership7. NO CONFLICT OF INTEREST - As an Ontario mortgage agent I provide a service. The service I offer is to find you the lender with the lowest interest rates, to provide you with flexible mortgage options and to provide unbiased answers to your questions. The mortgage officer at your bank is there to sell you their employer’s product.
About Whitby
Whitby (2006 population 111,184) is east of Toronto on the north shore of Lake Ontario, and is home to the headquarters of Durham Region. While the southern portion of Whitby is predominantly urban, and an economic hub, the northern part of the municipality is more rural and includes the communities of Ashburn, Brooklin, Myrtle and Myrtle Station.
Economy
Many residents commute to work in other Greater Toronto Area communities, and General Motors Canada in Oshawa is a major employer for all of Durham Region. Whitby is itself home to a steel mill operated by Gerdau Ameristeel, a retail support centre operated by Sobeys, a major Liquor Control Board of Ontario warehouse and the Canadian headquarters of BMW. Other companies present in Whitby include pharmaceutical manufacturer Patheon, Johnson Controls, Lear Corporation, Automodular Assemblies, McGraw-Hill Ryerson, and several others.
Education
Whitby is also the site of the Skills Training Centre of Durham College. The main campus of the college is located in Oshawa, as is the University of Ontario Institute of Technology.
Transportation
Ontario Highway 401 runs through the south end of Whitby, with interchanges at Brock Street and Thickson Road. Proposed eastward extensions of Highway 407 will likely see that toll highway extended through Whitby to its planned terminus at the junction of Highways 35 and 115. The southern terminus of Highway 12 is also located in Whitby. It originally extended from Highway 401 northward as part of Brock Street, but this portion was downloaded to Durham Region in 1997. The southern terminus is now located just south of Brooklin at the location of a possible future interchange with Highway 407, should it be extended eastward. Finally, Highway 7 runs east-west between Brooklin and the City of Pickering. At Brooklin, the road changes to a north-south alignment and is multiplexed with Highway 12 to the northern boundary of the Town.
Local transit services are provided by the region-wide Durham Region Transit. GO Transit provides frequent weekday train service via its Lakeshore East line. GO Transit buses also connect Whitby with Durham Region (including Port Perry and Beaverton to the north). VIA Rail trains travel through Whitby, but the nearest station is in Oshawa.
Whitby Planning and Economic Development
Follow the link for the most recent Whitby Economic Development initiatives.
Whitby Property Taxes
Click the link for the most recent Whitby property tax rates.
Call Today
For All Of Your Whitby Mortgage Needs
If you are looking for a mortgage in Ontario it has never been a better time to get financing. Canadian mortgage rates are at a historic low and the housing market has proven over the last few years how resilient our market is. I am confident that with Ontario’s transit expansion plans and Canada’s stance on immigration that the province will see a nice surge in home prices over the next 5 -15 years. Trillium Mortgage is your mortgage broker with over 20 years of experience helping Ontario home owners. If you are looking for Whitby mortgage brokers with experience, that you can trust and a large network of established lenders, call Trillium mortgage broker today.
Home Mortgage / Mortgage Refinancing
If you are looking at buying a new home or looking to refinance your current home we will find you the lowest mortgage rates for your purchase or refinance. Purchases up to 95% and refinancing up to 90%.
First Time Home Buyers
The prospects are bright if you are a first time home buyer. If you are a first time home buyer give me a call today. I can help you understand the many opportunities currently available for first time home buyers. Check out our mortgage calculator on the side bar, this will help you figure our how much you can afford. We can help first time home buyers save with the lowest rates anywhere. First time home buyers can purchase a home with as little as 5% down.
Commercial Financing
If you are a commercial property owner in need of a Whitby commercial mortgage broker, call today. We have many commercial lenders who can help no matter what or where your property is. Trillium offers commercial mortgage broker services for rental properties, plaza’s, industrial space, office buildings, construction financing, farm mortgages, acreage and much more. Private commercial mortgage lenders are also available. If you are looking for the lowest commercial mortgage rates, call us today.
Rental Properties
I can help real estate investors local or abroad in need of a mortgage for a rental property. Whether you are a first time rental property owner or purchasing your eighth property we can help you. Rental mortgages for properties available for up to 85% loan to value.
Private Mortgage Lenders
Are you in need of a private mortgage? Trillium mortgage broker is a leader in offering private mortgages and has access to an established and well reputable network of private lenders. We can offer the lowest rates for your private mortgage. Private mortgages for properties available for up to 85% loan to value
Second Mortgage / Home Loans / Debt Consolidation Loan
We offer second mortgages, home loans and debt consolidation loans up to 85% loan to value. Bad credit histories are our specialty. Even if you are being foreclosed, are in power of sale or have recently gone bankrupt, we can help you. We offer the lowest interest rates on your second mortgage, home loans and debt consolidation loan needs.
Vacation Home / Cottage / Second Home
Are you buying or refinancing a vacation home, second home or a cottage? Trillium Mortgage is your Whitby mortgage broker who can find you the lowest interest rate for your dream getaway or second home. Vacation homes, cottages and second homes can be purchased with as little as 5% down.
