Trillium Offers Waterloo Mortgage Broker Services
Hi, I’m Lawrence and welcome to OntarioMortgageSuperstore.com. I am a full service mortgage agent with Trillium Mortgage broker. Trillium has been providing Ontario residents with prime, alternative and private mortgage lending for over 20 years.
We offer home, commercial, rental, second and private mortgages. Whether you are purchasing a home, refinancing your mortgage, obtaining a home loan or switching lenders, we will get you the lowest rate for your mortgage. How do we beat the major banks and the well advertised Waterloo mortgage brokers?
The average consumer has access to 6-8 lenders, the average Waterloo mortgage broker has access to 40, we have access to over 100 highly competitive public and private lenders across Ontario. Trillium has the largest network of private lenders in Ontario.
Whatever your mortgage need, I will make the entire process easy. There is never any pressure and no obligation. Why don’t you fill out an application or give me a call today.
Maximum Mortgage Loans
Residential
Home Purchase
Home Refinancing
Second Mortgage
Rental Property
Private Mortgage
Home Loan
Vacant LotMax LTV
95%
85%
85%
80%
85%
85%
75%Commercial
Rental
Storefront
Office Building
Commercial Plaza
Industrial Space
Farm Financing
AcreageMax LTV
80%
80%
75%
75%
75%
55%
55%Mortgage Broker Services Available
- Home Mortgage Financing
Commercial Mortgage
Second Mortgage
New To Canada
Home Loan
No Money Down MortgageHome Equity Loans
Rental Mortgage
Self Employed
Land / Farm Mortgage
Vacation Property
Purchase Plus ImprovementsMortgage Refinancing
First Time Home Buyer
Mortgage After Bankruptcy
Private Mortgage
Bad Credit Mortgage
Construction Financing** Select a service type for more information ** Why Use A Waterloo Mortgage Broker?
1. SAVINGS - A Waterloo mortgage broker has access to many more lenders then the well known banks and credit unions ensuring that you DO get the best rates possible.
2. CONVENIENCE - Obtaining a mortgage through me is quick, easy and convenient. I have the flexibility to work around your schedule. Most of the work can often take place over the phone or through email.
3. STRESS FREE - There is no need to negotiate. I will give you the lowest rate EVERY TIME.
4. COST - My service is free of charge to most consumers. Charges may apply when the borrower has bad credit or has an extremely high debt to equity ratio. A simple rule of thumb would be if every bank and credit union in Canada turns you down, there may be a fee.
5. ECONOMY OF SCALE - When dealing with a bank, a Waterloo mortgage broker will often be able to get a much lower rate than the lowest rates offered to the consumer.
6. ETHICS AND INTEGRITY - As an Ontario mortgage agent I am licensed by the Financial Services Commission of Ontario (FSCO.GOV.ON.CA) and a member of the Canadian Association Of Accredited Mortgage Professionals (CAAMP.ORG), the lending officer at your bank is not. My license and membership can be confirmed at the links below.
View my FSCO license
View my CAAMP membership7. NO CONFLICT OF INTEREST - As an Ontario mortgage agent I provide a service. The service I offer is to find you the lender with the lowest interest rates, to provide you with flexible mortgage options and to provide unbiased answers to your questions. The mortgage officer at your bank is there to sell you their employer’s product.

About Waterloo
Waterloo is the smallest of the three cities in the Regional Municipality of Waterloo, and is adjacent to the larger city of Kitchener. Kitchener and Waterloo are often jointly referred to as Kitchener-Waterloo (K-W).
The reported population for the city can vary depending on how temporary residents at Waterloo’s two universities are counted. At the time of the 2006 census, Waterloo had a population of 97,475. That number does not include post-secondary students who are temporary residents. The city’s total population at the end of 2006—with over 20,000 non-resident post-secondary students included—was 114,700.
Economy
Waterloo has a strong knowledge and service-based economy with significant insurance and high-tech sectors as well as two universities. The city’s largest employers are Sun Life Financial, the University of Waterloo, Manulife Financial, Research In Motion, and Wilfrid Laurier University.
The city is also home to three well known think tanks – the Perimeter Institute for Theoretical Physics, an advanced centre for the study of theoretical physics; the Institute for Quantum Computing, based at the University of Waterloo, which carries out innovative research in computer, engineering, mathematical and physical sciences; and the Centre for International Governance Innovation, an independent, nonpartisan think tank that addresses international governance challenges.
The city is part of Canada’s Technology Triangle (CTT), a joint economic development initiative of Waterloo, Kitchener, Cambridge and the Region of Waterloo that markets the region internationally. Despite its name, CTT does not focus exclusively on promoting technology industries, but on all aspects of economic development.
Waterloo has a strong technology sector with hundreds of high-tech firms. The dominant technology company in the city is Research In Motion, makers of the BlackBerry, which has its headquarters in the city and owns several office buildings near the University of Waterloo’s main campus.
Many other high-tech companies, with headquarters elsewhere, take advantage of the concentration of high-tech employees in the Waterloo area, and have research and development centres there. Sybase, Google, Oracle, McAfee, NCR Corporation, Electronic Arts and Agfa are among the large, international technology companies with development offices in Waterloo.
Before it became known for technology, Waterloo was often called “the Hartford of Canada” because of the many insurance companies based in the area. Manulife, Sun Life Financial, Equitable Life of Canada and Economical Insurance have a significant presence in the city.
Education
Post-secondary
The main campuses of the University of Waterloo and Wilfrid Laurier University are located in Waterloo. Kitchener-based Conestoga College also has a Waterloo campus, located at the former University Heights Secondary School.
Transportation
Public Transportation
Public transport throughout Waterloo Region is provided by Grand River Transit, created by a merger of Kitchener Transit (which served Waterloo) and Cambridge Transit in January 2000. GRT operates a number of bus routes in Waterloo, with many running into Kitchener. In September 2005 an express bus route called iXpress was added that runs from downtown Cambridge through Kitchener to Conestoga Mall in North Waterloo. Regional council has supported the construction of a light rail system to connect Waterloo, Kitchener, and Cambridge. As of 2007, a study is underway to recommend a form of rapid transit, with rapid buses and light rail transit under consideration.
Railways
VIA Rail trains between Sarnia and Toronto stop at the nearby Kitchener railway station southeast of uptown Waterloo. At present GO does not plan to go beyond already-announced bus links. However, an environmental assessment of extending GO trains to downtown Kitchener has just been completed and may bring trains to the Region of Waterloo as soon as 2011.
Waterloo Planning and Economic Development
Follow the link for the most recent Waterloo economic development initiatives.
Waterloo Property Taxes
Click for the last available Waterloo property tax rates.

Call Today
For All Of Your Waterloo Mortgage Needs
If you are looking for a mortgage in Ontario it has never been a better time to get financing. Canadian mortgage rates are at a historic low and the housing market has proven over the last few years how resilient our market is. I am confident that with Ontario’s transit expansion plans and Canada’s stance on immigration that the province will see a nice surge in home prices over the next 5 -15 years. Trillium Mortgage is your mortgage broker with over 20 years of experience helping Ontario home owners. If you are looking for Waterloo mortgage brokers with experience, that you can trust and a large network of established lenders, call Trillium mortgage broker today.
Home Mortgage / Mortgage Refinancing
If you are looking at buying a new home or looking to refinance your current home we will find you the lowest mortgage rates for your purchase or refinance. Purchases up to 95% and refinancing up to 90%.
First Time Home Buyers
The prospects are bright if you are a first time home buyer. If you are a first time home buyer give me a call today. I can help you understand the many opportunities currently available for first time home buyers. Check out our mortgage calculator on the side bar, this will help you figure our how much you can afford. We can help first time home buyers save with the lowest rates anywhere. First time home buyers can purchase a home with as little as 5% down.
Commercial Financing
If you are a commercial property owner in need of a Waterloo commercial mortgage broker, call today. We have many commercial lenders who can help no matter what or where your property is. Trillium offers commercial mortgage broker services for rental properties, plaza’s, industrial space, office buildings, construction financing, farm mortgages, acreage and much more. Private commercial mortgage lenders are also available. If you are looking for the lowest commercial mortgage rates, call us today.
Rental Properties
I can help real estate investors local or abroad in need of a mortgage for a rental property. Whether you are a first time rental property owner or purchasing your eighth property we can help you. Rental mortgages for properties available for up to 85% loan to value.
Private Mortgage Lenders
Are you in need of a private mortgage? Trillium mortgage broker is a leader in offering private mortgages and has access to an established and well reputable network of private lenders. We can offer the lowest rates for your private mortgage. Private mortgages for properties available for up to 85% loan to value
Second Mortgage / Home Loans / Debt Consolidation Loan
We offer second mortgages, home loans and debt consolidation loans up to 85% loan to value. Bad credit histories are our specialty. Even if you are being foreclosed, are in power of sale or have recently gone bankrupt, we can help you. We offer the lowest interest rates on your second mortgage, home loans and debt consolidation loan needs.
Vacation Home / Cottage / Second Home
Are you buying or refinancing a vacation home, second home or a cottage? Trillium Mortgage is your Waterloo mortgage broker who can find you the lowest interest rate for your dream getaway or second home. Vacation homes, cottages and second homes can be purchased with as little as 5% down.










