Trillium Offers Toronto Mortgage Broker Services
Hi, I’m Lawrence and welcome to OntarioMortgageSuperstore.com. I am a full service mortgage agent with Trillium Mortgage broker. Trillium has been providing Ontario residents with prime, alternative and private mortgage lending for over 20 years.
We offer home, commercial, rental, second and private mortgages. Whether you are purchasing a home, refinancing your mortgage, obtaining a home loan or switching lenders, we will get you the lowest rate for your mortgage. How do we beat the major banks and the well advertised Toronto mortgage brokers?
The average consumer has access to 6-8 lenders, the average Toronto mortgage broker has access to 40, we have access to over 100 highly competitive public and private lenders across Ontario. Trillium has the largest network of private lenders in Ontario.
Whatever your mortgage need, I will make the entire process easy. There is never any pressure and no obligation. Why don’t you fill out an application or give me a call today.
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Maximum Mortgage Loans
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Residential
Home Purchase
Home Refinancing
Second Mortgage
Rental Property
Private Mortgage
Home Loan
Vacant LotMax LTV
95%
85%
85%
80%
85%
85%
75%Commercial
Rental
Storefront
Office Building
Commercial Plaza
Industrial Space
Farm Financing
AcreageMax LTV
80%
80%
75%
75%
75%
55%
55% -
Mortgage Broker Services Available
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Home Mortgage Financing
Commercial Mortgage
Second Mortgage
New To Canada
Home Loan
No Money Down MortgageHome Equity Loans
Rental Mortgage
Self Employed
Land / Farm Mortgage
Vacation Property
Purchase Plus ImprovementsMortgage Refinancing
First Time Home Buyer
Mortgage After Bankruptcy
Private Mortgage
Bad Credit Mortgage
Construction Financing** Select a service type for more information ** -
Why Use A Toronto Mortgage Broker?
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1. SAVINGS - A Toronto mortgage broker has access to many more lenders then the well known banks and credit unions ensuring that you DO get the best rates possible.
2. CONVENIENCE - Obtaining a mortgage through me is quick, easy and convenient. I have the flexibility to work around your schedule. Most of the work can often take place over the phone or through email.
3. STRESS FREE - There is no need to negotiate. I will give you the lowest rate EVERY TIME.
4. COST - My service is free of charge to most consumers. Charges may apply when the borrower has bad credit or has an extremely high debt to equity ratio. A simple rule of thumb would be if every bank and credit union in Canada turns you down, there may be a fee.
5. ECONOMY OF SCALE - When dealing with a bank, a Toronto mortgage broker will often be able to get a much lower rate than the lowest rates offered to the consumer.
6. ETHICS AND INTEGRITY - As an Ontario mortgage agent I am licensed by the Financial Services Commission of Ontario (FSCO.GOV.ON.CA) and a member of the Canadian Association Of Accredited Mortgage Professionals (CAAMP.ORG), the lending officer at your bank is not. My license and membership can be confirmed at the links below.
View my FSCO license
View my CAAMP membership7. NO CONFLICT OF INTEREST - As an Ontario mortgage agent I provide a service. The service I offer is to find you the lender with the lowest interest rates, to provide you with flexible mortgage options and to provide unbiased answers to your questions. The mortgage officer at your bank is there to sell you their employer’s product.
About Toronto
With 2.5 million people living in Toronto proper, and about five million in the Greater Toronto Area, about half of the province’s people live in the metropolitan area. There’s a large and thriving multicultural population, more than 100 languages can be heard on the streets of Toronto.
Education
Toronto is home to a number of post-secondary academic institutions. The University of Toronto, established in 1827, is the oldest university in Ontario and a leading public research institution. It is a worldwide leader in biomedical research and houses North America’s third-largest university library system, after that of Harvard University and Yale University. York University, located in the north end of Toronto, houses the largest law library in the Commonwealth of Nations. The city is also home to Ryerson University, Ontario College of Art & Design, and the University of Guelph-Humber.
There are four diploma-granting colleges in Toronto, Seneca College, Humber College, Centennial College and George Brown College. The city is also home to a satellite campus of the francophone Collège Boréal. In nearby Oshawa, usually considered part of the Greater Toronto Area, are Durham College and the University of Ontario Institute of Technology, while Halton Region is home to Sheridan College.
Transportation
The Toronto Transit Commission (TTC) is the third largest public transit system in North America after the New York City Transit Authority, and the Mexico City Metro. The TTC provides public transit within the City of Toronto. The backbone of its public transport network is the subway system, as well as a mainly elevated rapid transit line. The TTC also operates an extensive network of buses and streetcars.
The Government of Ontario also operates an extensive rail and bus transit system called GO Transit in the Greater Toronto Area. As of January 2009, GO Transit carries over 205,000 passengers every weekday on its seven train lines and extensive bus system.
Economy
Toronto is a major international centre for business and finance. Generally considered the financial capital of Canada, Toronto has a high concentration of banks and brokerage firms on Bay Street, in the Financial District. The Toronto Stock Exchange is the world’s seventh-largest stock exchange by market capitalization. All of the Big Five banks of Canada are headquartered in Toronto, as are a majority of Canada’s corporations.
Toronto Planning and Initiatives
See Toronto Agenda For Prosperity for current Toronto economic development plans.
Toronto’s Waterfront Development – Waterfront development planning initiatives.
Visit Toronto’s City Initiatives home page for more information.
Toronto Property Taxes
Toronto has the lowest property tax rate of any city within or surrounding the GTA. Toronto does unfortunately have it’s own land transfer tax which is structured very similarly to the Ontario land transfer tax. Click the link to view the most recent Toronto property tax rates.
Call Today
For All Of Your Toronto Mortgage Needs
If you are looking for a mortgage in Ontario it has never been a better time to get financing. Canadian mortgage rates are at a historic low and the housing market has proven over the last few years how resilient our market is. I am confident that with Ontario’s transit expansion plans and Canada’s stance on immigration that the province will see a nice surge in home prices over the next 5 -15 years. Trillium Mortgage is your mortgage broker with over 20 years of experience helping Ontario home owners. If you are looking for Toronto mortgage brokers with experience, that you can trust and a large network of established lenders, call Trillium mortgage broker today.
