Trillium Offers Sault Ste Marie Mortgage Broker Services

Sault Ste Marie mortgage broker
Lawrence Kobescak
License # M09001790

Email or Apply Online

Hi, I’m Lawrence and welcome to Ontario Mortgage Superstore.com. I’m a mortgage agent with Trillium Mortgage broker. Trillium has been providing residents across Ontario with prime, alternative and private mortgage lending for over 20 years.

We specialize in second mortgages, private mortgages and alternative lending of homes for clients with bad credit, even under a power of sale. Whether you are purchasing a home, refinancing your mortgage, taking equity out of your home or switching lenders for a better mortgage rate, we may be able to help you. Trillium mortgage has one of the largest networks of private second mortgage lenders in Ontario.

Ontario Mortgage Superstore.com also offers some of the lowest mortgage rates in all of Ontario, even compared to the largest mortgage rate comparison websites. How do we beat the major banks and other Ontario mortgage brokers? To ensure that we provide you the best mortgage rates possible, we’ve partnered up with the LARGEST mortgage broker in Canada by funded volume. Their size and volume makes it possible to discount the mortgage to ensure that you do receive the lowest mortgage rate.

Whatever your mortgage need, our team is here to help. There is never any pressure and no obligation. Start by selecting the inquire button that best suits your situation and someone will contact you.

Good Credit – Inquire Here Bad Credit – Inquire Here

  • Residential

    Home Purchase
    Home Refinancing
    Second Mortgage
    Rental Property
    Private Mortgage
    Home Loan
    Vacant Lot

    Max LTV

    95%
    80%
    75%
    80%
    75%
    75%
    65%

    Commercial

    Rental
    Storefront
    Office Building
    Commercial Plaza
    Industrial Space
    Farm Financing
    Acreage

    Max LTV

    80%
    80%
    75%
    75%
    75%
    55%
    55%

  • 1. SAVINGS - A Sault Ste Marie mortgage broker has access to many more lenders then the well known banks and credit unions ensuring that you DO get the best rates possible.

    2. CONVENIENCE - Obtaining a mortgage through me is quick, easy and convenient. I have the flexibility to work around your schedule. Most of the work can often take place over the phone or through email.

    3. STRESS FREE - There is no need to negotiate. I will give you the lowest rate EVERY TIME.

    4. COST - My service is free of charge to most consumers. Charges may apply when the borrower has bad credit or has an extremely high debt to equity ratio. A simple rule of thumb would be if every bank and credit union in Canada turns you down, there may be a fee.

    5. ECONOMY OF SCALE - When dealing with a bank, a Sault Ste Marie mortgage broker will often be able to get a much lower rate than the lowest rates offered to the consumer.

    6. ETHICS AND INTEGRITY - As an Ontario mortgage agent I am licensed by the Financial Services Commission of Ontario (FSCO.GOV.ON.CA) and a member of the Canadian Association Of Accredited Mortgage Professionals (CAAMP.ORG), the lending officer at your bank is not. My license and membership can be confirmed at the links below.

    View my FSCO license
    View my CAAMP membership here

    7. NO CONFLICT OF INTEREST - As an Ontario mortgage agent I provide a service. The service I offer is to find you the lender with the lowest interest rates, to provide you with flexible mortgage options and to provide unbiased answers to your questions. The mortgage officer at your bank is there to sell you their employer’s product.


Make Sault Ste Marie Your Home, Make Trillium Your Sault Ste Marie Mortgage Broker


About Sault Ste Marie


Sault Ste Marie (nicknamed “the Sault” or “the Soo”) is the third largest city in Northern Ontario, after Sudbury and Thunder Bay. Similar to many other Northern Ontario municipalities, Sault Ste Marie’s population has declined sharply in the 1990s and early 2000s, with many individuals migrating to larger cities in southern Ontario. Since the early 1990s, the city had dropped from 84,000 to 74,566 residents, but in the 2006 census the city’s population grew very slightly to 74,948.


The population has now increased with the improving economic climate. Some employers are currently reporting labour shortages in several job categories.


Economy


Sault Ste Marie has made a name for itself in steel-making, and Essar Steel Algoma (formerly Algoma Steel) is the largest single employer with 3500 employees at the main plant and approximately 553 (440 unionized and 113 non-unionized) at an adjacent tube mill operated by Tenaris.


Forestry is also a major local industry, especially at St. Mary’s Paper which has been reopened as of June 2007 under new ownership. Also related to wood products is Flakeboard Ltd., which employs over 110 people in the community along with an adjacent melamine factory which manufactures products with Flakeboard’s materials. Such examples of this are furniture and cupboards where a finish is added to the product. Together both of Flakeboard’s factories employ about 150 people.


The business process outsourcing industry is active in Sault Ste Marie with three call centres located within city limits that employ about 2500 people. The largest employer of the three call centres is Sutherland Global Services. The call centre industry has become a large employer in Sault Ste Marie which contributed to the economic turn around of the city in the late 1990s.


Another very large employer in the community is the Ontario Lottery and Gaming Corporation (OLG). The OLG has a corporate office located within the city on the waterfront and employs about 900 people in Sault Ste Marie between the corporate office and OLG Casino Sault Ste Marie. OLG is the fourth largest employer next only to Essar Steel Algoma, Sault Area Hospital and the call centre industry.


Sault Ste Marie Initiatives and Planning


Click the link to see the most recent Sault Ste Marie Stategic/Long range planning.


Sault Ste Marie Property Taxes


Click the link to view the most recent Sault Ste Marie property tax rates.




Sault Ste Marie mortgage brokers

Call Today
For All Of Your Sault Ste Marie Mortgage Needs

If you are looking for a mortgage in Ontario it has never been a better time to get financing. Canadian mortgage rates are at a historic low and the housing market has proven over the last few years how resilient our market is. I am confident that with Ontario’s transit expansion plans and Canada’s stance on immigration that the province will see a nice surge in home prices over the next 5 -15 years. Trillium Mortgage is your mortgage broker with over 20 years of experience helping Ontario home owners. If you are looking for Sault Ste Marie mortgage brokers with experience, that you can trust and a large network of established lenders, call Trillium mortgage broker today.

  • Home Mortgage / Mortgage Refinancing

  • If you are looking at buying a new home or looking to refinance your current home we will find you the lowest mortgage rates for your purchase or refinance. Purchases up to 95% and refinancing up to 80%.

  • First Time Home Buyers

  • The prospects are bright if you are a first time home buyer. If you are a first time home buyer give me a call today. I can help you understand the many opportunities currently available for first time home buyers. Check out our mortgage calculator on the side bar, this will help you figure our how much you can afford. We can help first time home buyers save with the lowest rates anywhere. First time home buyers can purchase a home with as little as 5% down.

  • Commercial Financing

  • If you are a commercial property owner in need of a Sault Ste Marie commercial mortgage broker, call today. We have many commercial lenders who can help no matter what or where your property is. Trillium offers commercial mortgage broker services for rental properties, plaza’s, industrial space, office buildings, construction financing, farm mortgages, acreage and much more. Private commercial mortgage lenders are also available. If you are looking for the lowest commercial mortgage rates, call us today.

  • Rental Properties

  • I can help real estate investors local or abroad in need of a mortgage for a rental property. Whether you are a first time rental property owner or purchasing your eighth property we can help you. Rental mortgages for properties available for up to 85% loan to value.

  • Private Mortgage Lenders

  • Are you in need of a private mortgage? Trillium mortgage broker is a leader in offering private mortgages and has access to an established and well reputable network of private lenders. We can offer the lowest rates for your private mortgage. Private mortgages for properties available for up to 85% loan to value

  • Second Mortgage / Home Loans / Debt Consolidation Loan

  • We offer second mortgages, home loans and debt consolidation loans up to 85% loan to value. Bad credit histories are our specialty. Even if you are being foreclosed, are in power of sale or have recently gone bankrupt, we can help you. We offer the lowest interest rates on your second mortgage, home loans and debt consolidation loan needs.

  • Vacation Home / Cottage / Second Home

  • Are you buying or refinancing a vacation home, second home or a cottage? Trillium Mortgage is your Sault Ste Marie mortgage broker who can find you the lowest interest rate for your dream getaway or second home. Vacation homes, cottages and second homes can be purchased with as little as 5% down.