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Trillium Offers Oshawa Mortgage Broker Services

Oshawa mortgage broker
Lawrence Kobescak
License # M09001790
Toll Free 888-414-8840

Email or Apply Online

Hi, I’m Lawrence and welcome to Ontario Mortgage I’m a mortgage agent with Trillium Mortgage broker. Trillium has been providing residents across Ontario with prime, alternative and private mortgage lending for over 20 years.

We specialize in second mortgages, private mortgages and alternative lending of homes for clients with bad credit, even under a power of sale. Whether you are purchasing a home, refinancing your mortgage, taking equity out of your home or switching lenders for a better mortgage rate, we may be able to help you. Trillium mortgage has one of the largest networks of private second mortgage lenders in Ontario.

Ontario Mortgage also offers some of the lowest mortgage rates in all of Ontario, even compared to the largest mortgage rate comparison websites. How do we beat the major banks and other Ontario mortgage brokers? To ensure that we provide you the best mortgage rates possible, we’ve partnered up with the LARGEST mortgage broker in Canada by funded volume. Their size and volume makes it possible to discount the mortgage to ensure that you do receive the lowest mortgage rate.

Whatever your mortgage need, our team is here to help. There is never any pressure and no obligation. Start by selecting the inquire button that best suits your situation and someone will contact you.

Good Credit – Inquire Here Bad Credit – Inquire Here

  • Residential

    Home Purchase
    Home Refinancing
    Second Mortgage
    Rental Property
    Private Mortgage
    Home Loan
    Vacant Lot

    Max LTV



    Office Building
    Commercial Plaza
    Industrial Space
    Farm Financing

    Max LTV


  • 1. SAVINGS - A Oshawa mortgage broker has access to many more lenders then the well known banks and credit unions ensuring that you DO get the best rates possible.

    2. CONVENIENCE - Obtaining a mortgage through me is quick, easy and convenient. I have the flexibility to work around your schedule. Most of the work can often take place over the phone or through email.

    3. STRESS FREE - There is no need to negotiate. I will give you the lowest rate EVERY TIME.

    4. COST - My service is free of charge to most consumers. Charges may apply when the borrower has bad credit or has an extremely high debt to equity ratio. A simple rule of thumb would be if every bank and credit union in Canada turns you down, there may be a fee.

    5. ECONOMY OF SCALE - When dealing with a bank, a Oshawa mortgage broker will often be able to get a much lower rate than the lowest rates offered to the consumer.

    6. ETHICS AND INTEGRITY - As an Ontario mortgage agent I am licensed by the Financial Services Commission of Ontario (FSCO.GOV.ON.CA) and a member of the Canadian Association Of Accredited Mortgage Professionals (CAAMP.ORG), the lending officer at your bank is not. My license and membership can be confirmed at the links below.

    View my FSCO license
    View my CAAMP membership here

    7. NO CONFLICT OF INTEREST - As an Ontario mortgage agent I provide a service. The service I offer is to find you the lender with the lowest interest rates, to provide you with flexible mortgage options and to provide unbiased answers to your questions. The mortgage officer at your bank is there to sell you their employer’s product.

Make Oshawa Your Home, Make Trillium Your Oshawa Mortgage Broker


General Motors Canada, which has large-scale manufacturing and administrative operations in the city and employs many thousands both directly and indirectly.

Although the workforce at General Motors of Canada has shrunk dramatically in recent years (with more reductions through attrition planned), the company continues to make significant technology and capital investments at its sites in Oshawa. While the company’s once essential role in the local economy has diminished, it remains the largest local employer. Many of its operations have been spun off to contractors. In most cases, new owners at the spun-off facilities are not bound by the collective bargaining agreements of the Canadian Auto Workers, and wages at such operations tend to be much lower than at General Motors itself.

Oshawa has become one of the fastest growing cities in Canada, although statements to this effect are often in reference to the Census Metropolitan Area, which includes the neighbouring Town of Whitby and Municipality of Clarington. Many commuters have been enticed to Oshawa by comparatively low housing prices and the regular rail service into downtown Toronto provided by GO Transit and VIA Rail. The growth of subdivisions to house Toronto commuters will likely accelerate if the long-planned Highway 407 extension is built across the city’s northern tier in the next decade. The trend suggests major social changes for Oshawa, which has long had a vigorous labour union presence and largely blue collar identity. Rising property values and the emergence of land speculation associated with suburban growth have created new dynamics for the local economy. While unchecked growth was largely accepted (even embraced) in the 1980s and 1990s, concern over urban sprawl has emerged.

Oshawa Economic Development

Follow the link to see the most current Oshawa economic development plans.

Oshawa Property Taxes

Click the link to view the most recent Oshawa property tax rates.

Oshawa mortgage brokers

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For All Of Your Oshawa Mortgage Needs

If you are looking for a mortgage in Ontario it has never been a better time to get financing. I am also an real estate agent in Oshawa. With Canadian mortgage rates at a historic low and with how strong the housing market has proven over the last few years. I am confident that with the areas transit expansion plans and Canada’s stance on immigration that Oshawa will see a continued surge in home prices over the next 5 -15 years. Trillium Mortgage is your mortgage broker with over 20 years of experience helping Ontario home owners. If you are looking for Oshawa mortgage brokers with experience, that you can trust and a large network of established lenders, call Trillium mortgage broker today.

  • Home Mortgage / Mortgage Refinancing

  • If you are looking at buying a new home or looking to refinance your current home we will find you the lowest mortgage rates for your purchase or refinance. Purchases up to 95% and refinancing up to 80%.

  • First Time Home Buyers

  • The prospects are bright if you are a first time home buyer. If you are a first time home buyer give me a call today. I can help you understand the many opportunities currently available for first time home buyers. Check out our mortgage calculator on the side bar, this will help you figure our how much you can afford. We can help first time home buyers save with the lowest rates anywhere. First time home buyers can purchase a home with as little as 5% down.

  • Commercial Financing

  • If you are a commercial property owner in need of a Oshawa commercial mortgage broker, call today. We have many commercial lenders who can help no matter what or where your property is. Trillium offers commercial mortgage broker services for rental properties, plaza’s, industrial space, office buildings, construction financing, farm mortgages, acreage and much more. Private commercial mortgage lenders are also available. If you are looking for the lowest commercial mortgage rates, call us today.

  • Rental Properties

  • I can help real estate investors local or abroad in need of a mortgage for a rental property. Whether you are a first time rental property owner or purchasing your eighth property we can help you. Rental mortgages for properties available for up to 85% loan to value.

  • Private Mortgage Lenders

  • Are you in need of a private mortgage? Trillium mortgage broker is a leader in offering private mortgages and has access to an established and well reputable network of private lenders. We can offer the lowest rates for your private mortgage. Private mortgages for properties available for up to 85% loan to value

  • Second Mortgage / Home Loans / Debt Consolidation Loan

  • We offer second mortgages, home loans and debt consolidation loans up to 85% loan to value. Bad credit histories are our specialty. Even if you are being foreclosed, are in power of sale or have recently gone bankrupt, we can help you. We offer the lowest interest rates on your second mortgage, home loans and debt consolidation loan needs.

  • Vacation Home / Cottage / Second Home

  • Are you buying or refinancing a vacation home, second home or a cottage? Trillium Mortgage is your Oshawa mortgage broker who can find you the lowest interest rate for your dream getaway or second home. Vacation homes, cottages and second homes can be purchased with as little as 5% down.