Trillium Offers Hamilton Mortgage Broker Services
Hi, I’m Lawrence and welcome to OntarioMortgageSuperstore.com. I am a full service mortgage agent with Trillium Mortgage broker. Trillium has been providing Ontario residents with prime, alternative and private mortgage lending for over 20 years.
We offer home, commercial, rental, second and private mortgages. Whether you are purchasing a home, refinancing your mortgage, obtaining a home loan or switching lenders, we will get you the lowest rate for your mortgage. How do we beat the major banks and the well advertised Hamilton mortgage brokers?
The average consumer has access to 6-8 lenders, the average Hamilton mortgage broker has access to 40, we have access to over 100 highly competitive public and private lenders across Ontario. Trillium has the largest network of private lenders in Ontario.
Whatever your mortgage need, I will make the entire process easy. There is never any pressure and no obligation. Why don’t you fill out an application or give me a call today.
Maximum Mortgage Loans
Residential
Home Purchase
Home Refinancing
Second Mortgage
Rental Property
Private Mortgage
Home Loan
Vacant LotMax LTV
95%
85%
80%
80%
80%
80%
75%Commercial
Rental
Storefront
Office Building
Commercial Plaza
Industrial Space
Farm Financing
AcreageMax LTV
80%
80%
75%
75%
75%
55%
55%Mortgage Broker Services Available
- Home Mortgage Financing
Commercial Mortgage
Second Mortgage
New To Canada
Home Loan
No Money Down MortgageHome Equity Loans
Rental Mortgage
Self Employed
Land / Farm Mortgage
Vacation Property
Purchase Plus ImprovementsMortgage Refinancing
First Time Home Buyer
Mortgage After Bankruptcy
Private Mortgage
Bad Credit Mortgage
Construction Financing** Select a service type for more information ** Why Use A Hamilton Mortgage Broker?
1. SAVINGS - A Hamilton mortgage broker has access to many more lenders then the well known banks and credit unions ensuring that you DO get the best rates possible.
2. CONVENIENCE - Obtaining a mortgage through me is quick, easy and convenient. I have the flexibility to work around your schedule. Most of the work can often take place over the phone or through email.
3. STRESS FREE - There is no need to negotiate. I will give you the lowest rate EVERY TIME.
4. COST - My service is free of charge to most consumers. Charges may apply when the borrower has bad credit or has an extremely high debt to equity ratio. A simple rule of thumb would be if every bank and credit union in Canada turns you down, there may be a fee.
5. ECONOMY OF SCALE - When dealing with a bank, a Hamilton mortgage broker will often be able to get a much lower rate than the lowest rates offered to the consumer.
6. ETHICS AND INTEGRITY - As an Ontario mortgage agent I am licensed by the Financial Services Commission of Ontario (FSCO.GOV.ON.CA) and a member of the Canadian Association Of Accredited Mortgage Professionals (CAAMP.ORG), the lending officer at your bank is not. My license and membership can be confirmed at the links below.
View my FSCO license
View my CAAMP membership7. NO CONFLICT OF INTEREST - As an Ontario mortgage agent I provide a service. The service I offer is to find you the lender with the lowest interest rates, to provide you with flexible mortgage options and to provide unbiased answers to your questions. The mortgage officer at your bank is there to sell you their employer’s product.
About Hamilton
Hamilton (2006 population 504,559; UA population 647,634; CMA population 692,911) is a port city. Conceived by George Hamilton when he purchased the Durand farm shortly after the War of 1812, Hamilton has become the centre of a densely populated and industrialized region at the west end of Lake Ontario known as the Golden Horseshoe. On January 1, 2001 the new City of Hamilton was formed through the amalgamation of the former city and the other constituent lower-tier municipalities of the Regional Municipality of Hamilton-Wentworth with the upper-tier regional government. Since 1981, the metropolitan area has been listed as the ninth largest in Canada and the third largest in Ontario. Hamilton is located roughly 70 km southwest of Toronto.
Traditionally, the local economy has been led by the steel and heavy manufacturing industries. Within the last decade, there has been a shift towards the service sector, particularly health sciences. The Hamilton Health Sciences corporation employs nearly 10,000 staff and serves approximately 2.2 million people in the region.
Economy
The most important economic activity in Ontario is manufacturing, and the Toronto–Hamilton region is the most highly industrialized section of the country.
A report by Hemson Consulting identified an opportunity to develop 1,000 hectares (2,500 acres) of greenfields (the size of the Royal Botanical Gardens) that could generate an estimated 59,000 jobs by 2031. A proposed aerotropolis industrial park at Highway 6 and 403, has been debated at City Hall for years. Opponents feel the city needs to do more investigation about the cost to taxpayers before embarking on the project.
Education
Hamilton is home to several post-secondary institutions that have created numerous direct and indirect jobs in education and research. McMaster University moved to the city in 1930 and today has over 22,000 enrolled students, of whom almost two-thirds come from outside the immediate Hamilton region. Brock University of St. Catharines has a satellite campus used primarily for teacher education located in Hamilton. Colleges in Hamilton include:
- McMaster Divinity College, a Christian seminary affiliated with the Baptist Convention of Ontario and Quebec since 1957. McMaster Divinity College is located on the McMaster University campus, and is affiliated with the University. The Divinity College was created as part of the process of passing governance of the University as a whole from the BCOQ to a privately chartered, publicly funded arrangement.
- Mohawk College, a college of applied arts and technology since 1967 with 10,000 full time, 40,000 part time, and 3,000 apprentice students.
- Columbia International College, a private boarding university-preparatory school founded in 1979, with approximately 1,200 students currently.
- Redeemer University College, a private Christian liberal arts and science university opened in 1982, with about 800 students currently.
Hamilton Planning and Economic Development
Follow the link to see Hamilton’s Planning and Economic Development Initiatives.
Hamilton Property Tax Rate
Click the link to view the most recent property tax rate for Hamilton.
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For All Of Your Hamilton Mortgage Needs
If you are looking for a mortgage in Ontario it has never been a better time to get financing. Canadian mortgage rates are at a historic low and the housing market has proven over the last few years how resilient our market is. I am confident that with Ontario’s transit expansion plans and Canada’s stance on immigration that the province will see a nice surge in home prices over the next 5 -15 years. Trillium Mortgage is your mortgage broker with over 20 years of experience helping Ontario home owners. If you are looking for Hamilton mortgage brokers with experience, that you can trust and a large network of established lenders, call Trillium mortgage broker today.
Home Mortgage / Mortgage Refinancing
If you are looking at buying a new home or looking to refinance your current home we will find you the lowest mortgage rates for your purchase or refinance. Purchases up to 95% and refinancing up to 90%.
First Time Home Buyers
The prospects are bright if you are a first time home buyer. If you are a first time home buyer give me a call today. I can help you understand the many opportunities currently available for first time home buyers. Check out our mortgage calculator on the side bar, this will help you figure our how much you can afford. We can help first time home buyers save with the lowest rates anywhere. First time home buyers can purchase a home with as little as 5% down.
Commercial Financing
If you are a commercial property owner in need of a Hamilton commercial mortgage broker, call today. We have many commercial lenders who can help no matter what or where your property is. Trillium offers commercial mortgage broker services for rental properties, plaza’s, industrial space, office buildings, construction financing, farm mortgages, acreage and much more. Private commercial mortgage lenders are also available. If you are looking for the lowest commercial mortgage rates, call us today.
Rental Properties
I can help real estate investors local or abroad in need of a mortgage for a rental property. Whether you are a first time rental property owner or purchasing your eighth property we can help you. Rental mortgages for properties available for up to 85% loan to value.
Private Mortgage Lenders
Are you in need of a private mortgage? Trillium mortgage broker is a leader in offering private mortgages and has access to an established and well reputable network of private lenders. We can offer the lowest rates for your private mortgage. Private mortgages for properties available for up to 85% loan to value
Second Mortgage / Home Loans / Debt Consolidation Loan
We offer second mortgages, home loans and debt consolidation loans up to 85% loan to value. Bad credit histories are our specialty. Even if you are being foreclosed, are in power of sale or have recently gone bankrupt, we can help you. We offer the lowest interest rates on your second mortgage, home loans and debt consolidation loan needs.
Vacation Home / Cottage / Second Home
Are you buying or refinancing a vacation home, second home or a cottage? Trillium Mortgage is a Hamilton mortgage broker who can find you the lowest interest rate for your dream getaway or second home. Vacation homes, cottages and second homes can be purchased with as little as 5% down.
