Trillium Offers Durham Region Mortgage Broker Services

Durham Region mortgage broker

Lawrence Kobescak
License # M09001790

Email or Apply Online

Hi, I’m Lawrence and welcome to OntarioMortgageSuperstore.com. I am a full service mortgage agent with Trillium Mortgage broker. Trillium has been providing Ontario residents with prime, alternative and private mortgage lending for over 20 years.

We offer home, commercial, rental, second and private mortgages. Whether you are purchasing a home, refinancing your mortgage, obtaining a home loan or switching lenders, we will get you the lowest rate for your mortgage. How do we beat the major banks and the well advertised Durham Region mortgage brokers?

The average consumer has access to 6-8 lenders, the average Durham Region mortgage broker has access to 40, we have access to over 100 highly competitive public and private lenders across Ontario. Trillium has the largest network of private lenders in Ontario.

Whatever your mortgage need, I will make the entire process easy. There is never any pressure and no obligation. Why don’t you fill out an application or give me a call today.

  • Residential

    Home Purchase
    Home Refinancing
    Second Mortgage
    Rental Property
    Private Mortgage
    Home Loan
    Vacant Lot

    Max LTV

    95%
    90%
    85%
    80%
    85%
    85%
    75%

    Commercial

    Rental
    Storefront
    Office Building
    Commercial Plaza
    Industrial Space
    Farm Financing
    Acreage

    Max LTV

    80%
    80%
    75%
    75%
    75%
    55%
    55%

  • 1. SAVINGS - A Durham Region mortgage broker has access to many more lenders then the well known banks and credit unions ensuring that you DO get the best rates possible.

    2. CONVENIENCE - Obtaining a mortgage through me is quick, easy and convenient. I have the flexibility to work around your schedule. Most of the work can often take place over the phone or through email.

    3. STRESS FREE - There is no need to negotiate. I will give you the lowest rate EVERY TIME.

    4. COST - My service is free of charge to most consumers. Charges may apply when the borrower has bad credit or has an extremely high debt to equity ratio. A simple rule of thumb would be if every bank and credit union in Canada turns you down, there may be a fee.

    5. ECONOMY OF SCALE - When dealing with a bank, a Durham Region mortgage broker will often be able to get a much lower rate than the lowest rates offered to the consumer.

    6. ETHICS AND INTEGRITY - As an Ontario mortgage agent I am licensed by the Financial Services Commission of Ontario (FSCO.GOV.ON.CA) and a member of the Canadian Association Of Accredited Mortgage Professionals (CAAMP.ORG), the lending officer at your bank is not. My license and membership can be confirmed at the links below.

    View my FSCO license
    View my CAAMP membership

    7. NO CONFLICT OF INTEREST - As an Ontario mortgage agent I provide a service. The service I offer is to find you the lender with the lowest interest rates, to provide you with flexible mortgage options and to provide unbiased answers to your questions. The mortgage officer at your bank is there to sell you their employer’s product.


Make Durham Region Your Home, Make Trillium Your Durham Region Mortgage Broker


About Durham


The Region of Durham is situated in the highly developed and populated economic centre of Ontario, known as the Golden Horseshoe, that stretches from Oshawa to Niagara Falls. Durham Region lies immediately to the east of the City of Toronto within the Greater Toronto Area and encompasses an area of approximately 2,590 square kilometres (1,000 square miles). The area is characterized by a variety of landscapes and communities. A series of major lakeshore urban communities contrast with a variety of small towns, villages, hamlets and farms which lie immediately inland. The relatively flat lakeshore area marked by the bluffs, wooded creeks and ancient shoreline, features contrasts with the hummocky topography of the Oak Ridges Moraine running parallel to the shoreline only 15 miles to the north. This diverse landscape of woods, headwaters, ridges and hollows gives way to rolling farmlands and lakes to the north. Here the Municipality spreads into the prime recreational lakelands of Simcoe, Scugog and the Kawarthas.


The Region lies along a continuous urbanized lakeshore and shares prime access to the Great Lakes and northeastern markets of the continent, encompassing some 120 million persons. The area is well known for the strength of its manufacturing sector which is continually undergoing rapid diversification. Durham is endowed with a young, skilled labour force. It has all the utilities, transportation and social infrastructure associated with modern metropolitan communities. The single most significant economic factor for the Region has been the dramatic increase in residential development.


Population


A recent report by the Planning Department estimates that the population of the Region of Durham was 531,000 in May 2001. A target of 760,000 people has been estimated for the number of people living in the Region by the year 2011, and a target of 970,000 people by the year 2021 – more than double the 1991 population.


Durham Planning and Initiatives


Click the link to see Durham Regions Growth Plan.


Durham Property Taxes


Compare the last available property tax rates for Durham region.


Education


The Durham District School Board operates all public schools within Durham Region, except for those schools within Clarington, which are part of the Kawartha Pine Ridge District School Board. This is a holdover from the pre-1974 structure in which the area now forming Clarington was part of Durham County, while the other municipalities were part of Ontario County.


The Durham Catholic District School Board operates the separate Catholic school system within Durham Region, again with the exception of schools in Clarington, which are part of the Peterborough Victoria Northumberland and Clarington Catholic District School Board.


Neither school board is an operating division of the Regional government. Instead, as is true of all school boards in Ontario, they are separate entities with distinct but overlapped service areas. Elected public trustees responsible for their operation.


The Region also is home to the University of Ontario Institute of Technology (UOIT), Durham College, and Trent University. The UOIT and Durham college campuses are located in Oshawa, with a Trent satellite campus. Trent University’s main campus is in Peterborough. Durham College also has a satellite campus in Whitby. UOIT is currently Ontario’s fastest growing university and expected to grow at enormous rates over the next few years.




Durham Region mortgage brokers

Call Today
For All Of Your Durham Region Mortgage Needs

If you are looking for a mortgage in Ontario it has never been a better time to get financing. Canadian mortgage rates are at a historic low and the housing market has proven over the last few years how resilient our market is. I am confident that with Ontario’s transit expansion plans and Canada’s stance on immigration that the province will see a nice surge in home prices over the next 5 -15 years. Trillium Mortgage is your mortgage broker with over 20 years of experience helping Ontario home owners. If you are looking for Durham Region mortgage brokers with experience, that you can trust and a large network of established lenders, call Trillium mortgage broker today.

  • Home Mortgage / Mortgage Refinancing

  • If you are looking at buying a new home or looking to refinance your current home we will find you the lowest mortgage rates for your purchase or refinance. Purchases up to 95% and refinancing up to 90%.

  • First Time Home Buyers

  • The prospects are bright if you are a first time home buyer. If you are a first time home buyer give me a call today. I can help you understand the many opportunities currently available for first time home buyers. Check out our mortgage calculator on the side bar, this will help you figure our how much you can afford. We can help first time home buyers save with the lowest rates anywhere. First time home buyers can purchase a home with as little as 5% down.

  • Commercial Financing

  • If you are a commercial property owner in need of a Durham Region commercial mortgage broker, call today. We have many commercial lenders who can help no matter what or where your property is. Trillium offers commercial mortgage broker services for rental properties, plaza’s, industrial space, office buildings, construction financing, farm mortgages, acreage and much more. Private commercial mortgage lenders are also available. If you are looking for the lowest commercial mortgage rates, call us today.

  • Rental Properties

  • I can help real estate investors local or abroad in need of a mortgage for a rental property. Whether you are a first time rental property owner or purchasing your eighth property we can help you. Rental mortgages for properties available for up to 85% loan to value.

  • Private Mortgage Lenders

  • Are you in need of a private mortgage? Trillium mortgage broker is a leader in offering private mortgages and has access to an established and well reputable network of private lenders. We can offer the lowest rates for your private mortgage. Private mortgages for properties available for up to 85% loan to value

  • Second Mortgage / Home Loans / Debt Consolidation Loan

  • We offer second mortgages, home loans and debt consolidation loans up to 85% loan to value. Bad credit histories are our specialty. Even if you are being foreclosed, are in power of sale or have recently gone bankrupt, we can help you. We offer the lowest interest rates on your second mortgage, home loans and debt consolidation loan needs.

  • Vacation Home / Cottage / Second Home

  • Are you buying or refinancing a vacation home, second home or a cottage? Trillium Mortgage is your Durham Region mortgage broker who can find you the lowest interest rate for your dream getaway or second home. Vacation homes, cottages and second homes can be purchased with as little as 5% down.