VFC
Although VFC offers a couple of unique mortgage products, VFC mortgage may or may not be the ideal lender for you or your situation.
If you are interested in a VFC mortgage product or would like to compare VFC products to other lenders mortgage rates, please call today or apply online.
Use our mortgage calculator to give you an idea of how much you can afford.
Poor Credit and Recent Bankruptcies
VFC mortgage has programs to allow borrowers with poor credit and recent bankruptcy discharges to obtain mortgages.
Self Employed Borrowers
VFC offers mortgages to small business and self employed borrowers with low documentation requirements. With 20% down, notice of assessments are not even required.
Rental Property Mortgages
VFC offers mortgages for a rental property with up to 4 units and at financing up to 90%.
VFC Mortgage Offers High TDS Ratios
VFC offers TDS ratios as high as 50%, depending on your credit rating.
TDS – Total Debt to Service ratio. The amount of debt being serviced as a percent compared to the total income.
Other VFC Mortgage Products Available
- High ratio mortgages – up to 90% loan to value
- Rural mortgage
- Up to 35 year amortization
VFC Mortgage Terms Available
| Fixed Rate: | 3, 5 year |
| Variable Rate: | n/a |
| Convertible: | n/a |
| Closed: | 3, 5 year fixed rate |
| Open: | n/a |
VFC Mortgage Payment Options
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Weekly
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Biweekly (accelerated)
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Semi-monthly
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Monthly
VFC Mortgage Pre-payment Options
- Increase your payments by up to 10% over the term.
- Pre-pay up to 10% each year on the original balance of your mortgage without penalty.