Optimum Mortgage
Although Optimum Mortgage (a subsidiary of Canadian Western Trust) offers some unique mortgage products, Optimum mortgage may or may not be the ideal lender for you or your situation.
If you are interested in a Optimum mortgage product or would like to compare other products to Optimum mortgage rates, please call today or apply online.
Use our mortgage calculator to give you an idea of how much you can afford.
Welcome to Canada Program for Permanent and Temporary Residents
Optimum Mortgage offers mortgages up to 95% for those who have recently immigrated to Canada and those on temporary work permits.
Other Optimum Mortgage Products Available
- Purchases up to 95%
- Refinances up to 90%
- Self employed mortgages
Optimum Mortgage Terms Available
| Fixed Rate: | 1, 2, 3, 4 + 5 year |
| Variable Rate: | yes |
| Convertible: | n/a |
| Closed: | 1, 2, 3, 4 + 5 year fixed rate |
| Open: | 1 year fixed rate |
Optimum Mortgage Payment Options
-
Weekly
-
Biweekly (accelerated)
-
Semi-monthly
-
Monthly
Optimum Mortgage Pre-payment Options
- Increase your payments by up to 20%
- Pre-pay up to 20% each year on the original balance of your mortgage without penalty.