Full Service Georgetown Mortgage Broker
Hi I’m Lawrence and welcome to Ontario Mortgage Superstore. I am a full service Ontario mortgage broker. Just a few of the services I offer as a mortgage broker are home, commercial, rental, second mortgage, private mortgage and home loans. Good credit, bad credit, either way, I will get you the lowest rate for your mortgage in Georgetown. How can I beat the major banks and the well advertised Georgetown mortgage brokers?
It’s simple, my overhead is embarrassingly low. I don’t have an army of staff on hand or sky scrapers to construct. Instead of spending millions of dollars on television and radio advertising, I rely on customer satisfaction to promote my service. How does my being so efficient help you? If you over pay by even a quarter of a percent on a $200,000 mortgage, it will cost you an extra $12994! The average consumer has access to 6-8 lenders, the average Georgetown mortgage broker has access to 40, I have access to over 100 highly competitive lenders. Whatever your mortgage need, I will make the entire process easy.
My service is free for most of my customers, the lender will pay my fee. There is never any pressure and no obligation. Why don’t you fill out an application or give me a call today. What have you go to lose? Make the call today and you WILL get the lowest Georgetown mortgage rates.
Services Available
- Pre Approval For Mortgage
- Home Mortgage
- Second Mortgage
- Bad Credit
- Debt Consolidation
- Home Loan
- No Money Down Mortgage
- Self Employed
- First Mortgage
- Purchase Plus Improvements
- Commercial Mortgage
- Private Mortgage
- Home Equity Loans
- Refinancing
- Subprime Mortgage
- Vacation Property
- First Time Home Buyer
- Third Mortgage
- Mortgage Loan
- Residential Mortgage
- Construction Financing
- Rental Mortgage
- Past Bankruptcy
- New To Canada
- Land Mortgage
- Cottage Mortgage
- Second Property Mortgage
- Fourth Mortgage
- Renewal
- 80% Rental Offset
** Select a service type for more information **
Maximum Mortgage Loans
| Residential | Max LTV | Commercial | Max LTV | |
| Home Mortgage | 100% | Storefront | 80% | |
| Rental Mortgage | 95% | Rental Mortgage | 85% | |
| Second Mortgage | 95% | Office Building | 75% | |
| Home Refinancing | 95% | Commercial Plaza | 75% | |
| Private Mortgage | 95% | Industrial Space | 75% | |
| Home Loan | 90% | Farm Financing | 50% | |
| Vacant Lot | 75% | Acreage | 50% |
Why Use a Georgetown mortgage broker?
- SAVINGS – A Georgetown mortgage broker has access to many more lenders then the well known banks and credit unions ensuring that you DO get the best mortgage rate possible.
- CONVENIENCE – Obtaining a mortgage through me is quick, easy and convenient. I have the flexibility to work around your schedule. When using a mortgage broker, most of the work can often take place with just a phone call or through email.
- STRESS FREE – There is no need to negotiate. I will give you the lowest rate EVERY TIME.
- COST – My service is free of charge to most consumers. Charges may apply when the borrower has very poor credit or has an extremely high debt to equity ratio. A simple rule of thumb would be if every bank and credit union in Canada turns you down, there may be a fee.
- ECONOMY OF SCALE – When dealing with a bank, a mortgage broker will often be able to get a much lower rate than the lowest rate offered to the consumer.
- ETHICS AND INTEGRITY – As a Georgetown mortgage broker I am licensed by the Financial Services Commission of Ontario (FSCO.GOV.ON.CA) and a member of the Canadian Association Of Accredited Mortgage Professionals (CAAMP.ORG), the lending officer at your bank is not. My license and membership can be confirmed at the links below.
- NO CONFLICT OF INTEREST – As a Georgetown mortgage broker I provide a service. The service I offer is to find you the lender with the lowest interest rate, to provide you with flexible mortgage options and to provide unbiased answers to your questions. The mortgage officer at your bank is there to sell you their employer’s product.
About Georgetown
Georgetown is a community in the town of Halton Hills, Ontario, Canada and is part of the Regional Municipality of Halton. It is situated on the Credit River, located approximately 60 km west of Toronto making it part of the Greater Toronto Area. Georgetown takes its name from George Kennedy, who settled in the area in 1821.
History
Around 1837, the area adopted the name Georgetown. It was also the year that two of the Barber Brothers (William and James) purchased the mill and land from George Kennedy.
In May 1852 a rail route through Georgetown, Brampton and Weston to Toronto was announced.
On May 13, 1895, brothers Sam & John McGibbon leased, in partnership, Thomas Clark’s Hotel for $600/year. “The Hotel McGibbon” was originally built by Robert Jones and was sold to Clark in about 1867. A double veranda graced the Main & Mill Street side of the building until the hotel was ravaged by fire in the 1880s. After the fire, a third floor was added to part of the building.
The McGibbon family lived at the hotel and took great pride in the business they had established. Sam’s wife, Ann, kept white linen in the dining room, and in its earliest years had been a popular place for wedding receptions and banquets.
When Sam McGibbon died August 20, 1940 (only a few months after Ann’s death) a daughter, Gladys, and a son, Jack, took over the business until 1962. The McGibbon Hotel was sold to Isaac Sitzer Investments and in 1967 to Gladbar Hotels Ltd. George and Nick Markou purchased the hotel in 1978 and have run business to the present day under the McGibbon name, returning its connection to the downtown Georgetown business community since 1895.
Halton Hills
On January 1, 1974, Georgetown became part of the Town of Halton Hills when it amalgamated with the Town of Acton and most of the Township of Esquesing. Together with the Town of Milton, the Town of Oakville and the City of Burlington, the Regional Municipality of Halton was formed, replacing Halton County.
Industry and Business
Major industries with head offices and facilities in Georgetown include Mold-Masters Limited, CPI Canada, and Neilson Dairy. Other major industrial concerns include Cooper Standard, ADM Archer Daniels Midland Cocoa (was Ambrosia Chocolate), BASF Canada, Cercor and Kingsbury Technologies (Canada) Inc. The community also serves as the Canadian headquarters of Jehovah’s Witnesses. Georgetown has seen an explosion of population growth in the south. This has caused new business to appear including Tim Horton’s, Neighbours, Metro, and many others.
The Georgetown Marketplace is Georgetown’s Mall. It has roughly 62 stores, including major companies such as Wal-Mart and Zellers. The mall is home to stores such as: Peoples Jewelers, Coles, Winners & Home Sense, LaSenza, Ardene and Stitch it! In recent years the stores have changed to be geared more towards the younger generation, particularly young girls.
Transportation
GO Transit and VIA Rail serve Georgetown Station. The Georgetown Halton Hills Activan provides local transportation for individuals with physical disabilities. GO Transit offers both bus and rail services through the Georgetown GO Station. The GO Transit Georgetown rail line runs between Toronto, Georgetown and Guelph. The GO bus connects to many of the nearby communities including Acton, Brampton and Guelph.
Georgetown is also linked to the Provincial Highway network by Highway 7, and to Highway 401 by Trafalgar Road (Halton Regional Road 3), Mountainview Road/9th Line (Halton Regional Road 13) and Winston Churchill Boulevard (Halton Regional Road 19).
Georgetown/Halton Hills Property Taxes
Click the link to view the most recent property tax rate for Georgetown/Halton Hills.
Georgetown/Halton Hills Urban Development Plan
Follow the link for current Georgetown/Halton Hills City Planning Initiatives.
Call Me For Your Georgetown Mortgage Broker Needs
If you are currently looking for a mortgage in Georgetown it has never been a better time to get financing from a Georgetown mortgage broker. Canadian mortgage rates are at an all time low and the housing market has proven over the last 12 months how resilient our market is. I am very confident that with Ontario’s transit expansion plans coupled with Canada’s stance on immigration that the province will see a nice surge in housing prices over the next 10-15 years.
Home Purchase/ Mortgage Refinancing
If you are looking at buying a new home or looking to refinance your current home, call me today. We will find you the lowest mortgage rate for your home purchase or refinance.
First Time Home Buyers
The prospects are especially bright if you are a first time home buyer. If you are a first time home buyer give me, your Georgetown mortgage broker a call today. I can help you understand the many opportunities currently available for first time home buyers. Check out our mortgage calculator on the side bar, this will help you figure our how much you can afford. We can help first time home buyers save with the lowest mortgage rates.
Commercial Financing
If you are a commercial property owner in need of a Georgetown mortgage broker, call today. I have many Ontario commercial mortgage lenders who can help no matter what or where your property is located. If you are looking for a commercial mortgage broker with the lowest rates, call today.
Rental Properties
I can help real estate investors local or abroad in need of a rental mortgage. Whether you are a first time rental property owner or purchasing your eighth property we can help you.
Private Mortgage Lenders
Are you in need of a private mortgage from a Georgetown mortgage broker? Trillium mortgage is a leader in offering private mortgages and has access to an established and well reputable network of private lenders. We can offer the lowest mortgage rates on your private mortgage.
Second Mortgage / Home Loans / Debt Consolidation Loan
We offer second mortgage, home loans and debt consolidation loans. Bad credit histories are our specialty. Even if you are being foreclosed, are in power of sale or have recently gone bankrupt, we can help you. We offer the lowest interest rates on your second mortgage, home loans and debt consolidation loan needs.
Vacation Home / Cottage / Second Home
Are you looking a buying a vacation home, second home or a cottage? Call a Georgetown mortgage broker who can find you the lowest interest rate for your dream getaway.
No matter what your situation is, I can help. I will help every person get the mortgage they need. Give me a call today for your Georgetown mortgage broker needs.