Full Service Georgetown Mortgage Agent
Hi I’m Lawrence and welcome to OntarioMortgageSuperstore.com. I am a full service mortgage agent with Trillium Mortgage. Trillium Mortgage has been providing Ontario home owners with prime, alternative and private mortgage lending for over 20 years.
We offer home, commercial, rental, second and private mortgages. Whether you are purchasing a home, refinancing your mortgage, obtaining a home loan or switching lenders we will get you the lowest rate for your mortgage. How can we beat the major banks and the well advertised Georgetown mortgage brokers?
It’s simple, our overhead is embarrassingly low. We don’t have an army of administrative staff on hand or sky scrapers to construct. Instead of spending millions of dollars on television and radio advertising, we rely on customer satisfaction to promote our service. The average consumer has access to 6-8 lenders, the average Georgetown mortgage broker has access to 40, We have access to over 100 highly competitive public and private lenders across Ontario. Trillium has the largest network of private lenders in Ontario.
Whatever your mortgage need, I will make the entire process easy. There is never any pressure and no obligation. Why don’t you fill out an application or give me a call today.
Services Available
- Home Mortgage
- Commercial Mortgage
- Debt Consolidation
- Second Mortgage
- New To Canada
- Home Loan
- Second Property Mortgage
- No Money Down Mortgage
- Home Equity Loans
- Pre Approval For Mortgage
- Self Employed
- Land Mortgage
- Cottage Mortgage
- Vacation Property
- Purchase Plus Improvements
- Renewal
- Refinancing
- First Time Home Buyer
- Rental Mortgage
- Past Bankruptcy
- Private Mortgage
- Bad Credit
- Construction Financing
- 80% Rental Offset
** Select a service type for more information **
Maximum Mortgage Loans
| Residential | Max LTV | Commercial | Max LTV | |
| Home | 100% | Storefront | 80% | |
| Rental | 85% | Rental | 85% | |
| Second | 95% | Office Building | 75% | |
| Home Refinancing | 95% | Commercial Plaza | 75% | |
| Private | 95% | Industrial Space | 75% | |
| Home Loan | 95% | Farm Financing | 55% | |
| Vacant Lot | 75% | Acreage | 55% |
Why Use A Georgetown Mortgage Broker?
- SAVINGS – A Georgetown mortgage broker has access to many more lenders then the well known banks and credit unions ensuring that you DO get the best rate possible.
- CONVENIENCE – Obtaining a mortgage through me is quick, easy and convenient. I have the flexibility to work around your schedule. Most of the work can often take place over the phone or through email.
- STRESS FREE – There is no need to negotiate. I will give you the lowest rate EVERY TIME.
- COST – My service is free of charge to most consumers. Charges may apply when the borrower has bad credit or has an extremely high debt to equity ratio. A simple rule of thumb would be if every bank and credit union in Canada turns you down, there may be a fee.
- ECONOMY OF SCALE – When dealing with a bank, a mortgage broker will often be able to get a much lower rate than the lowest rate offered to the consumer.
- ETHICS AND INTEGRITY – As an Ontario mortgage agent I am licensed by the Financial Services Commission of Ontario (FSCO.GOV.ON.CA) and a member of the Canadian Association Of Accredited Mortgage Professionals (CAAMP.ORG), the lending officer at your bank is not. My license and membership can be confirmed at the links below.
- NO CONFLICT OF INTEREST – As a Georgetown mortgage agent I provide a service. The service I offer is to find you the lender with the lowest interest rate, to provide you with flexible mortgage options and to provide unbiased answers to your questions. The mortgage officer at your bank is there to sell you their employer’s product.
About Georgetown
Georgetown is a community in the town of Halton Hills, Ontario, Canada and is part of the Regional Municipality of Halton. It is situated on the Credit River, located approximately 60 km west of Toronto making it part of the Greater Toronto Area. Georgetown takes its name from George Kennedy, who settled in the area in 1821.
History
Around 1837, the area adopted the name Georgetown. It was also the year that two of the Barber Brothers (William and James) purchased the mill and land from George Kennedy.
In May 1852 a rail route through Georgetown, Brampton and Weston to Toronto was announced.
On May 13, 1895, brothers Sam & John McGibbon leased, in partnership, Thomas Clark’s Hotel for $600/year. “The Hotel McGibbon” was originally built by Robert Jones and was sold to Clark in about 1867. A double veranda graced the Main & Mill Street side of the building until the hotel was ravaged by fire in the 1880s. After the fire, a third floor was added to part of the building.
The McGibbon family lived at the hotel and took great pride in the business they had established. Sam’s wife, Ann, kept white linen in the dining room, and in its earliest years had been a popular place for wedding receptions and banquets.
When Sam McGibbon died August 20, 1940 (only a few months after Ann’s death) a daughter, Gladys, and a son, Jack, took over the business until 1962. The McGibbon Hotel was sold to Isaac Sitzer Investments and in 1967 to Gladbar Hotels Ltd. George and Nick Markou purchased the hotel in 1978 and have run business to the present day under the McGibbon name, returning its connection to the downtown Georgetown business community since 1895.
Halton Hills
On January 1, 1974, Georgetown became part of the Town of Halton Hills when it amalgamated with the Town of Acton and most of the Township of Esquesing. Together with the Town of Milton, the Town of Oakville and the City of Burlington, the Regional Municipality of Halton was formed, replacing Halton County.
Industry and Business
Major industries with head offices and facilities in Georgetown include Mold-Masters Limited, CPI Canada, and Neilson Dairy. Other major industrial concerns include Cooper Standard, ADM Archer Daniels Midland Cocoa (was Ambrosia Chocolate), BASF Canada, Cercor and Kingsbury Technologies (Canada) Inc. The community also serves as the Canadian headquarters of Jehovah’s Witnesses. Georgetown has seen an explosion of population growth in the south. This has caused new business to appear including Tim Horton’s, Neighbours, Metro, and many others.
The Georgetown Marketplace is Georgetown’s Mall. It has roughly 62 stores, including major companies such as Wal-Mart and Zellers. The mall is home to stores such as: Peoples Jewelers, Coles, Winners & Home Sense, LaSenza, Ardene and Stitch it! In recent years the stores have changed to be geared more towards the younger generation, particularly young girls.
Transportation
GO Transit and VIA Rail serve Georgetown Station. The Georgetown Halton Hills Activan provides local transportation for individuals with physical disabilities. GO Transit offers both bus and rail services through the Georgetown GO Station. The GO Transit Georgetown rail line runs between Toronto, Georgetown and Guelph. The GO bus connects to many of the nearby communities including Acton, Brampton and Guelph.
Georgetown is also linked to the Provincial Highway network by Highway 7, and to Highway 401 by Trafalgar Road (Halton Regional Road 3), Mountainview Road/9th Line (Halton Regional Road 13) and Winston Churchill Boulevard (Halton Regional Road 19).
Georgetown/Halton Hills Property Taxes
Click the link to view the most recent property tax rate for Georgetown/Halton Hills.
Georgetown/Halton Hills Urban Development Plan
Follow the link for current Georgetown/Halton Hills City Planning Initiatives.
Call Today For All Of Your Mortgage Needs
If you are currently looking for a mortgage in Georgetown it has never been a better time to get financing. Canadian mortgage rates are at an all time low and the housing market has proven over the last 18 months how resilient our market is. I am very confident that with Ontario’s transit expansion plans coupled with Canada’s stance on immigration that the province will see a nice surge in housing prices over the next 10-15 years. Trillium Mortgage is your Ontario mortgage broker with over 20 years of experience helping Georgetown home owners.
Home Purchase/ Mortgage Refinancing
If you are looking at buying a new home or looking to refinance your current home, call today. We will find you the lowest mortgage rate for your home purchase or refinance.
First Time Home Buyers
The prospects are especially bright if you are a first time home buyer. If you are a first time home buyer give me a call today. I can help you understand the many opportunities currently available for first time home buyers. Check out our mortgage calculator on the side bar, this will help you figure our how much you can afford. We can help first time home buyers save with the lowest rates anywhere.
Commercial Financing
If you are a commercial property owner in need of an Georgetown mortgage broker, call today. We have many commercial lenders who can help no matter what or where your property is. If you are looking for a commercial mortgage with the lowest rates, call today.
Rental Properties
I can help real estate investors local or abroad in need of a mortgage for a rental property. Whether you are a first time rental property owner or purchasing your eighth property we can help you.
Private Mortgage Lenders
Are you in need of a private mortgage? Trillium mortgage broker is a leader in offering private mortgages and has access to an established and well reputable network of private lenders. We can offer the lowest rates for your private mortgage.
Second Mortgage / Home Loans / Debt Consolidation Loan
We offer second mortgages, home loans and debt consolidation loans. Bad credit histories are our specialty. Even if you are being foreclosed, are in power of sale or have recently gone bankrupt, we can help you. We offer the lowest interest rates on your second mortgage, home loans and debt consolidation loan needs.
Vacation Home / Cottage / Second Home
Are you looking a buying a vacation home, second home or a cottage? Trillium Mortgage is an Ontario mortgage broker who can find you the lowest interest rate for your dream getaway.
No matter what your situation is, Trillium Mortgage can help. We will help every person get the mortgage they need. Call today for any of your Ontario mortgage broker needs.