Equitable Trust


Although Equitable Trust offers some unique mortgage products, Equitable Trust mortgage may or may not be the ideal lender for you or your situation.


If you are interested in a Equitable Trust mortgage product or would like to compare other products to Equitable Trust mortgage rates, please call today or apply online.

 

Use our mortgage calculator to give you an idea of how much you can afford.




Self Employed Borrowers

 

Equitable Trust offers mortgages to small business and self employed borrowers with low documentation requirements.  Depending on the credit rating of the borrow, as little as a recent notice of assessment showing no taxes owing and 2 years of proof of business can obtain a mortgage loan up to 95% of the value of the home.

 


 

Welcome to Canada Program for Permanent and Temporary Residents

 

Equitable Trust offers mortgages up to 95% for those who have recently immigrated to Canada and those on temporary work permits.

 


 

Rental Property Mortgages

 

Equitable Trust offers mortgages for rental properties ranging from 1-100+ units.




Poor Credit and Recent Bankruptcies


Equitable Trust mortgage has programs to allow borrowers with imperfect credit and bankruptcy discharges to obtain mortgages.




Other Equitable Trust Mortgage Products Available


  • High ratio mortgages
  • Rural mortgage
  • Up to 35 year amortization




Equitable Trust Mortgage Terms Available

 

Fixed Rate: 6 month, 1, 2, 3, 4, + 5 year fixed rate
Variable Rate: 1, 2, 3, 4, + 5 year
Convertible: n/a
   
Closed: 6 month, 1, 2, 3, 4, + 5 year fixed and variable rate
Open:

6 months, 1 year fixed rate




Equitable Trust Mortgage Payment Options

 

  • Weekly
  • Biweekly (accelerated)
  • Semi-monthly
  • Monthly




Equitable Trust Mortgage Pre-payment Options

 

  • Increase your payments by up to 20% over the term.
  • Pre-pay up to 10% each year on the original balance of your mortgage without penalty.