Desjardins Credit Union
Although Desjardins Credit Union offers a couple of unique mortgage products, Desjardins mortgage may or may not be the ideal lender for you or your situation.
If you are interested in a Desjardins Credit Union mortgage product or would like to compare other products to Desjardins mortgage rates, please call today or apply online.
Use our mortgage calculator to give you an idea of how much you can afford.
Welcome to Canada Program for Permanent and Temporary Residents
Desjardins offers mortgages up to 95% for those who have recently immigrated to Canada and those on temporary work permits.
Other Desjardins Mortgage Products Available
- High ratio mortgages – up to 95% loan to value
- Rural mortgages
- Home equity line of credit
- Up to 35 year amortization
Desjardins Mortgage Terms Available
| Fixed Rate: | 6 month, 1, 2, 3, 4, 5 , 7 + 10 year |
| Variable Rate: | yes |
| Convertible: | n/a |
| Closed: | 6 month, 1, 2, 3, 4, 5 , 7 + 10 year fixed rate |
| Open: |
6 month fixed rate |
Desjardins Mortgage Payment Options
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Weekly
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Biweekly (accelerated)
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Semi-monthly
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Monthly
Desjardins Mortgage Pre-payment Options
- Double your payments.
- Pre-pay up to 15% each year on the original balance of your mortgage without penalty.