Full Service Cornwall Mortgage Broker
Hi I’m Lawrence and welcome to Ontario Mortgage Superstore. I am a full service Ontario mortgage broker. Just a few of the services I offer as a mortgage broker are home, commercial, rental, second mortgage, private mortgage and home loans. Good credit, bad credit, either way, I will get you the lowest rate for your mortgage in Cornwall. How can I beat the major banks and the well advertised Cornwall mortgage brokers?
It’s simple, my overhead is embarrassingly low. I don’t have an army of staff on hand or sky scrapers to construct. Instead of spending millions of dollars on television and radio advertising, I rely on customer satisfaction to promote my service. How does my being so efficient help you? If you over pay by even a quarter of a percent on a $200,000 mortgage, it will cost you an extra $12994! The average consumer has access to 6-8 lenders, the average Cornwall mortgage broker has access to 40, I have access to over 100 highly competitive lenders. Whatever your mortgage need, I will make the entire process easy.
My service is free for most of my customers, the lender will pay my fee. There is never any pressure and no obligation. Why don’t you fill out an application or give me a call today. What have you go to lose? Make the call today and you WILL get the lowest Cornwall mortgage rates.
Services Available
- Pre Approval For Mortgage
- Home Mortgage
- Second Mortgage
- Bad Credit
- Debt Consolidation
- Home Loan
- No Money Down Mortgage
- Self Employed
- First Mortgage
- Purchase Plus Improvements
- Commercial Mortgage
- Private Mortgage
- Home Equity Loans
- Refinancing
- Subprime Mortgage
- Vacation Property
- First Time Home Buyer
- Third Mortgage
- Mortgage Loan
- Residential Mortgage
- Construction Financing
- Rental Mortgage
- Past Bankruptcy
- New To Canada
- Land Mortgage
- Cottage Mortgage
- Second Property Mortgage
- Fourth Mortgage
- Renewal
- 80% Rental Offset
** Select a service type for more information **
Maximum Mortgage Loans
| Residential | Max LTV | Commercial | Max LTV | |
| Home Mortgage | 100% | Storefront | 80% | |
| Rental Mortgage | 95% | Rental Mortgage | 85% | |
| Second Mortgage | 95% | Office Building | 75% | |
| Home Refinancing | 95% | Commercial Plaza | 75% | |
| Private Mortgage | 95% | Industrial Space | 75% | |
| Home Loan | 90% | Farm Financing | 50% | |
| Vacant Lot | 75% | Acreage | 50% |
Why Use a Cornwall mortgage broker?
- SAVINGS – A Cornwall mortgage broker has access to many more lenders then the well known banks and credit unions ensuring that you DO get the best mortgage rate possible.
- CONVENIENCE – Obtaining a mortgage through me is quick, easy and convenient. I have the flexibility to work around your schedule. When using a mortgage broker, most of the work can often take place with just a phone call or through email.
- STRESS FREE – There is no need to negotiate. I will give you the lowest rate EVERY TIME.
- COST – My service is free of charge to most consumers. Charges may apply when the borrower has very poor credit or has an extremely high debt to equity ratio. A simple rule of thumb would be if every bank and credit union in Canada turns you down, there may be a fee.
- ECONOMY OF SCALE – When dealing with a bank, a mortgage broker will often be able to get a much lower rate than the lowest rate offered to the consumer.
- ETHICS AND INTEGRITY – As a Cornwall mortgage broker I am licensed by the Financial Services Commission of Ontario (FSCO.GOV.ON.CA) and a member of the Canadian Association Of Accredited Mortgage Professionals (CAAMP.ORG), the lending officer at your bank is not. My license and membership can be confirmed at the links below.
- NO CONFLICT OF INTEREST – As a Cornwall mortgage broker I provide a service. The service I offer is to find you the lender with the lowest interest rate, to provide you with flexible mortgage options and to provide unbiased answers to your questions. The mortgage officer at your bank is there to sell you their employer’s product.

About Cornwall
Cornwall is a city in Eastern Ontario, Canada and the seat of the United Counties of Stormont, Dundas and Glengarry, Ontario. Cornwall is Ontario’s easternmost city, located on the St. Lawrence River, Quebec City-Windsor Corridor and Highway 401, and is the urban centre for surrounding communities, which include Long Sault and Ingleside to the west, Mohawk Territory of Akwesasne to the south, St. Andrew’s and Avonmore to the north, and Glen Walter, Martintown, Williamstown, and Lancaster to the east.
Cornwall is located in Eastern Ontario approximately 100 kilometres (60 mi) southeast of Ottawa, Canada’s capital, 100 kilometres (60 mi) southwest of Montreal, Quebec’s largest city, and 400 kilometres (250 mi) northeast of Toronto, Ontario’s capital. It is named after the English county of Cornwall which is represented in the flag and coat of arms which both boast the duchy standard.
Economy
Cornwall is a port-of-entry into Canada (Canada Border Services abandoned the Cornwall Island post May 31, 2009, but resumed service on July 13, 2009 at temporary facilities on the city’s southern edge). The city is connected to the United States at Roosevelttown, near the municipalities of Massena, New York and Malone, New York, via the Three Nations Crossing (Canada, Mohawk, and U.S.A.) which traverses the St. Lawrence River and Cornwall Island, located within the Ontario portion of Akwesasne.
Cornwall was once home to a thriving cotton processing industry. Courtaulds Canada Inc.’s rayon manufacturing mill operated until 1992 at one point employing almost 3,000. Domtar, a Quebec-based company operated a paper mill in the city for nearly one-hundred years, ceasing operations on March 31, 2006. At its peak, Domtar employed nearly 1,500 employees. In addition, Canadian Industries Limited (C.I.L.), now Pioneer Chemicals, has operated a plant in Cornwall since 1935.
Cornwall’s industrial base has now shifted to a more diversified mix of manufacturing, automotive, high tech, food processing, and contact centres. The City hosts the largest SCM distribution centre in Canada, its massive 1,500,000-square-foot (139,000 m2) facility employing nearly 1000 people. Furthermore, StarTek and Teleperformance both operate call centres in Cornwall, each of which provides in excess of 500 jobs.
A 2006 study of similar Ontario municipalities ranks Cornwall as one of the highest taxed in almost all categories.
Transportation
The north span of the Three Nations Crossing, seen from Cornwall’s east end. With a fleet of 35 buses, Cornwall Transit serves the community 6 days per week (excluding holidays) on fixed routes and supplementary “rush hour” routes. In addition, there is an on-demand “Handi-Transit” service for the disabled. Cornwall Transit also contracts taxi service at a flat rate for Handi-Transit registrants who are ambulatory.
Cornwall Transit reports that about 1.3 million passengers are transported per year (roughly 4,500 person trips, per day of operation). The city transit system has overall low ridership, due in part to 30-minute service, circuitous routes and the location of bus stops. The city lost provincially funded school bus contracts ($1 million per year) to private operators. This resulted in provincial subsidies of over $600,000 in 2006 to maintain operations.
Cornwall is served by the Cornwall Regional Airport located 10 km east of the City, near Summerstown. It is open year round and licensed for day and night VFR IFR operations. The facilities include a 3500′ x 100′ runway, a terminal, hangar, and Canada Customs Service (on request). Domestic and international charter flying service from the airport is offered by Cornwall Aviation.
Cornwall is located on on CN Rail’s mainline Quebec City-Windsor corridor and served by 9 daily VIA Rail runs between Toronto and Montreal. The Station is located in the City’s north end.
The city of Cornwall is on the St. Lawrence Seaway just east of the Eisenhower and Snell Locks. The Cornwall Harbour and government wharf are located on the north bank of the St. Lawrence River in the city’s east end.
Cornwall Property Taxes
Click the link to view the most recent property tax rate for Cornwall.
Call Me For Your Cornwall Mortgage Broker Needs
If you are currently looking for a mortgage in Cornwall it has never been a better time to get financing from a Cornwall mortgage broker. Canadian mortgage rates are at an all time low and the housing market has proven over the last 12 months how resilient our market is. I am very confident that with Ontario’s transit expansion plans coupled with Canada’s stance on immigration that the province will see a nice surge in housing prices over the next 10-15 years.
Home Purchase/ Mortgage Refinancing
If you are looking at buying a new home or looking to refinance your current home, call me today. We will find you the lowest mortgage rate for your home purchase or refinance.
First Time Home Buyers
The prospects are especially bright if you are a first time home buyer. If you are a first time home buyer give me, your Cornwall mortgage broker a call today. I can help you understand the many opportunities currently available for first time home buyers. Check out our mortgage calculator on the side bar, this will help you figure our how much you can afford. We can help first time home buyers save with the lowest mortgage rates.
Commercial Financing
If you are a commercial property owner in need of a Cornwall mortgage broker, call today. I have many Ontario commercial mortgage lenders who can help no matter what or where your property is located. If you are looking for a commercial mortgage broker with the lowest rates, call today.
Rental Properties
I can help real estate investors local or abroad in need of a rental mortgage. Whether you are a first time rental property owner or purchasing your eighth property we can help you.
Private Mortgage Lenders
Are you in need of a private mortgage from a Cornwall mortgage broker? Trillium mortgage is a leader in offering private mortgages and has access to an established and well reputable network of private lenders. We can offer the lowest mortgage rates on your private mortgage.
Second Mortgage / Home Loans / Debt Consolidation Loan
We offer second mortgage, home loans and debt consolidation loans. Bad credit histories are our specialty. Even if you are being foreclosed, are in power of sale or have recently gone bankrupt, we can help you. We offer the lowest interest rates on your second mortgage, home loans and debt consolidation loan needs.
Vacation Home / Cottage / Second Home
Are you looking a buying a vacation home, second home or a cottage? Call a Cornwall mortgage broker who can find you the lowest interest rate for your dream getaway.
No matter what your situation is, I can help. I will help every person get the mortgage they need. Give me a call today for your Cornwall mortgage broker needs.
