Full Service Burlington Mortgage Agent
Hi I’m Lawrence and welcome to OntarioMortgageSuperstore.com. I am a full service mortgage agent with Trillium Mortgage. Trillium Mortgage has been providing Ontario home owners with prime, alternative and private mortgage lending for over 20 years.
We offer home, commercial, rental, second and private mortgages. Whether you are purchasing a home, refinancing your mortgage, obtaining a home loan or switching lenders we will get you the lowest rate for your mortgage. How can we beat the major banks and the well advertised Burlington mortgage brokers?
It’s simple, our overhead is embarrassingly low. We don’t have an army of administrative staff on hand or sky scrapers to construct. Instead of spending millions of dollars on television and radio advertising, we rely on customer satisfaction to promote our service. The average consumer has access to 6-8 lenders, the average Burlington mortgage broker has access to 40, We have access to over 100 highly competitive public and private lenders across Ontario. Trillium has the largest network of private lenders in Ontario.
Whatever your mortgage need, I will make the entire process easy. There is never any pressure and no obligation. Why don’t you fill out an application or give me a call today.
Services Available
- Home Mortgage
- Commercial Mortgage
- Debt Consolidation
- Second Mortgage
- New To Canada
- Home Loan
- Second Property Mortgage
- No Money Down Mortgage
- Home Equity Loans
- Pre Approval For Mortgage
- Self Employed
- Land Mortgage
- Cottage Mortgage
- Vacation Property
- Purchase Plus Improvements
- Renewal
- Refinancing
- First Time Home Buyer
- Rental Mortgage
- Past Bankruptcy
- Private Mortgage
- Bad Credit
- Construction Financing
- 80% Rental Offset
** Select a service type for more information **
Maximum Mortgage Loans
| Residential | Max LTV | Commercial | Max LTV | |
| Home | 100% | Storefront | 80% | |
| Rental | 85% | Rental | 85% | |
| Second | 95% | Office Building | 75% | |
| Home Refinancing | 95% | Commercial Plaza | 75% | |
| Private | 95% | Industrial Space | 75% | |
| Home Loan | 95% | Farm Financing | 55% | |
| Vacant Lot | 75% | Acreage | 55% |
Why Use A Burlington Mortgage Broker?
- SAVINGS – A Burlington mortgage broker has access to many more lenders then the well known banks and credit unions ensuring that you DO get the best rate possible.
- CONVENIENCE – Obtaining a mortgage through me is quick, easy and convenient. I have the flexibility to work around your schedule. Most of the work can often take place over the phone or through email.
- STRESS FREE – There is no need to negotiate. I will give you the lowest rate EVERY TIME.
- COST – My service is free of charge to most consumers. Charges may apply when the borrower has bad credit or has an extremely high debt to equity ratio. A simple rule of thumb would be if every bank and credit union in Canada turns you down, there may be a fee.
- ECONOMY OF SCALE – When dealing with a bank, a mortgage broker will often be able to get a much lower rate than the lowest rate offered to the consumer.
- ETHICS AND INTEGRITY – As an Ontario mortgage agent I am licensed by the Financial Services Commission of Ontario (FSCO.GOV.ON.CA) and a member of the Canadian Association Of Accredited Mortgage Professionals (CAAMP.ORG), the lending officer at your bank is not. My license and membership can be confirmed at the links below.
- NO CONFLICT OF INTEREST – As a Burlington mortgage agent I provide a service. The service I offer is to find you the lender with the lowest interest rate, to provide you with flexible mortgage options and to provide unbiased answers to your questions. The mortgage officer at your bank is there to sell you their employer’s product.
About Burlington
Burlington (2006 population 164,415) is a city located in Southern Ontario at the western end of Lake Ontario, lying between the north shore of Lake Ontario and the ridge of the Niagara Escarpment. Politically, the city is part of Halton Region. Physically, Burlington is part of the Greater Toronto Area, and rests as the only member of the Halton Regional Municipality that is part of the Hamilton Census Metropolitan Area. Its geographic position puts it roughly in the centre of the Golden Horseshoe region, a dynamic location with many attractions.
While it contains both some small industrial areas and high-tech companies, Burlington is primarily a bedroom suburb of both Toronto and Hamilton. Typical of much suburban growth in southern Ontario in the last half of the twentieth century, the large land spaces available as fully-detached single-family housing – serviced primarily by big-box stores, large shopping malls and smaller high-end boutiques and eateries – has encouraged the use of automobiles to get from place to place within the city. Burlington bears many similarities to the neighboring town of Oakville, Ontario, including a high per capita income amongst its residents and a thriving downtown heritage area.
Some of the many attractions include: Canada’s Largest Ribfest, Sound of Music Festival, Burlington Art Centre, all located downtown in close proximity to Spencer Smith Park.
Economy
Burlington’s economic strength is the diversity of its economic base, mainly achieved because of its geography, proximity to large industries in southern Ontario (Canada’s largest consumer market), its location within the Greater Toronto Area (GTA) and proximity to Hamilton, and its transportation infrastructure. The city has a robust economy with potential for future growth – it is located at the hub of the Golden Horseshoe, and is largely driven by both the automotive and manufacturing sectors.
There are also many stores and shops in Burlington. The Burlington Mall and Mapleview Centre are popular malls within the city. The many summer festivals in the city, including Canada’s Largest Ribfest, and the Burlington Sound of Music Festival which also attract many visitors.
Education
M. M. Robinson High SchoolBurlington’s public elementary and secondary schools are part of the Halton District School Board. Burlington’s Catholic elementary and secondary schools are part of the Halton Catholic District School Board. French public elementary and secondary schools are part of the Conseil Scolaire de District du Centre Sud Ouest (CSDCSO) and French catholic elementary and secondary schools are part of the Conseil scolaire de district catholique Centre-Sud (CSDCCS).
Elementary
There are 28 public elementary schools and 13 Roman Catholic elementary schools in Burlington.
Secondary
There are seven public high schools and three Catholic high schools in Burlington.
Private
There are 10 private schools in Burlington.
Universities
There are no universities in Burlington, although there are several within a 75-kilometre radius.
McMaster University sub-campus: On September 30, 2004, a Memorandum of Understanding was signed by Burlington Mayor Rob MacIsaac and Hamilton’s McMaster University President and Vice-Chancellor Dr. Peter J. George to bring a McMaster campus to Burlington. However, this project was stalled over the issue of money for several years. In April 2009, this project finally moved forward with the announcement that Burlington and the Region of Halton would both contribute $5 million towards the McMaster University DeGroote Centre for Advanced Management Studies and Family Medical health Centre.
Colleges
Canadian Therapeutic College (affiliate of the Canadian College of Dental Health).
Sites of interest
Burlington shares the Royal Botanical Gardens, Canada’s largest botanical garden with neighbouring Hamilton, which incorporates both untamed and cultivated landscapes.
There are 75 parks and 325 ha (800 acres) of parkland within the city, the largest being Lasalle Park located in Aldershot and Spencer Smith Park newly renovated & located centrally, also on the shore of Lake Ontario. Lasalle Park, is owned by the city of Hamilton but is leased by Burlington, which also assumes responsibility for maintenance.
Mount Nemo Conservation Area is the only area in Burlington operated by the Halton Region Conservation Authority.
The Burlington Coastline on Lake OntarioKerncliff Park, in an abandoned quarry on the boundary with Waterdown, is a naturalized area on the lip of the Niagara Escarpment. The Bruce Trail runs through the park, at many points running along the edge of the cliffs, providing a clear overlook of Burlington, the Burlington Skyway Bridge, Hamilton, and Oakville. On a clear day, one can see the CN Tower in Toronto, approximately 50 kilometres (31 mi) from the park.
The Burlington Art Centre shows various exhibits throughout the year from local to national talent, including the Canadian artist Robert Bateman.
Not widely known to many residents is that one of the three naturally occurring magnetic hills in Ontario is found in Burlington, on King Road just north of Bayview Park.
Burlington Initiatives and Planning
Click the link to see the most recent Burlington Offical Plan.
Burlington Property Taxes
Click for the last available property tax rate for Burlington.
Call Today For All Of Your Mortgage Needs
If you are currently looking for a mortgage in Burlington it has never been a better time to get financing. Canadian mortgage rates are at an all time low and the housing market has proven over the last 18 months how resilient our market is. I am very confident that with Ontario’s transit expansion plans coupled with Canada’s stance on immigration that the province will see a nice surge in housing prices over the next 10-15 years. Trillium Mortgage is your Ontario mortgage broker with over 20 years of experience helping Burlington home owners.
Home Purchase/ Mortgage Refinancing
If you are looking at buying a new home or looking to refinance your current home, call today. We will find you the lowest mortgage rate for your home purchase or refinance.
First Time Home Buyers
The prospects are especially bright if you are a first time home buyer. If you are a first time home buyer give me a call today. I can help you understand the many opportunities currently available for first time home buyers. Check out our mortgage calculator on the side bar, this will help you figure our how much you can afford. We can help first time home buyers save with the lowest rates anywhere.
Commercial Financing
If you are a commercial property owner in need of an Burlington mortgage broker, call today. We have many commercial lenders who can help no matter what or where your property is. If you are looking for a commercial mortgage with the lowest rates, call today.
Rental Properties
I can help real estate investors local or abroad in need of a mortgage for a rental property. Whether you are a first time rental property owner or purchasing your eighth property we can help you.
Private Mortgage Lenders
Are you in need of a private mortgage? Trillium mortgage broker is a leader in offering private mortgages and has access to an established and well reputable network of private lenders. We can offer the lowest rates for your private mortgage.
Second Mortgage / Home Loans / Debt Consolidation Loan
We offer second mortgages, home loans and debt consolidation loans. Bad credit histories are our specialty. Even if you are being foreclosed, are in power of sale or have recently gone bankrupt, we can help you. We offer the lowest interest rates on your second mortgage, home loans and debt consolidation loan needs.
Vacation Home / Cottage / Second Home
Are you looking a buying a vacation home, second home or a cottage? Trillium Mortgage is an Ontario mortgage broker who can find you the lowest interest rate for your dream getaway.
No matter what your situation is, Trillium Mortgage can help. We will help every person get the mortgage they need. Call today for any of your Ontario mortgage broker needs.