Full Service Brampton Mortgage Agent
Hi I’m Lawrence and welcome to OntarioMortgageSuperstore.com. I am a full service mortgage agent with Trillium Mortgage. Trillium Mortgage has been providing Ontario home owners with prime, alternative and private mortgage lending for over 20 years.
We offer home, commercial, rental, second and private mortgages. Whether you are purchasing a home, refinancing your mortgage, obtaining a home loan or switching lenders we will get you the lowest rate for your mortgage. How can we beat the major banks and the well advertised Brampton mortgage brokers?
It’s simple, our overhead is embarrassingly low. We don’t have an army of administrative staff on hand or sky scrapers to construct. Instead of spending millions of dollars on television and radio advertising, we rely on customer satisfaction to promote our service. The average consumer has access to 6-8 lenders, the average Brampton mortgage broker has access to 40, We have access to over 100 highly competitive public and private lenders across Ontario. Trillium has the largest network of private lenders in Ontario.
Whatever your mortgage need, I will make the entire process easy. There is never any pressure and no obligation. Why don’t you fill out an application or give me a call today.
Services Available
- Home Mortgage
- Commercial Mortgage
- Debt Consolidation
- Second Mortgage
- New To Canada
- Home Loan
- Second Property Mortgage
- No Money Down Mortgage
- Home Equity Loans
- Pre Approval For Mortgage
- Self Employed
- Land Mortgage
- Cottage Mortgage
- Vacation Property
- Purchase Plus Improvements
- Renewal
- Refinancing
- First Time Home Buyer
- Rental Mortgage
- Past Bankruptcy
- Private Mortgage
- Bad Credit
- Construction Financing
- 80% Rental Offset
** Select a service type for more information **
Maximum Mortgage Loans
| Residential | Max LTV | Commercial | Max LTV | |
| Home | 100% | Storefront | 80% | |
| Rental | 85% | Rental | 85% | |
| Second | 95% | Office Building | 75% | |
| Home Refinancing | 95% | Commercial Plaza | 75% | |
| Private | 95% | Industrial Space | 75% | |
| Home Loan | 95% | Farm Financing | 55% | |
| Vacant Lot | 75% | Acreage | 55% |
Why Use A Brampton Mortgage Broker?
- SAVINGS – A Brampton mortgage broker has access to many more lenders then the well known banks and credit unions ensuring that you DO get the best rate possible.
- CONVENIENCE – Obtaining a mortgage through me is quick, easy and convenient. I have the flexibility to work around your schedule. Most of the work can often take place over the phone or through email.
- STRESS FREE – There is no need to negotiate. I will give you the lowest rate EVERY TIME.
- COST – My service is free of charge to most consumers. Charges may apply when the borrower has bad credit or has an extremely high debt to equity ratio. A simple rule of thumb would be if every bank and credit union in Canada turns you down, there may be a fee.
- ECONOMY OF SCALE – When dealing with a bank, a mortgage broker will often be able to get a much lower rate than the lowest rate offered to the consumer.
- ETHICS AND INTEGRITY – As an Ontario mortgage agent I am licensed by the Financial Services Commission of Ontario (FSCO.GOV.ON.CA) and a member of the Canadian Association Of Accredited Mortgage Professionals (CAAMP.ORG), the lending officer at your bank is not. My license and membership can be confirmed at the links below.
- NO CONFLICT OF INTEREST – As a Brampton mortgage agent I provide a service. The service I offer is to find you the lender with the lowest interest rate, to provide you with flexible mortgage options and to provide unbiased answers to your questions. The mortgage officer at your bank is there to sell you their employer’s product.
About Brampton
Brampton is located in Southern Ontario and is the third-largest city in the Greater Toronto Area of Ontario, Canada and the seat of Peel Region. As of the 2006 census, Brampton’s population stood at 433,806, making it the 11th largest city in Canada. Brampton’s population is expected to reach about 600,000 by 2030. It is also one of Canada’s fastest growing municipalities with an average annual growth rate (2001–2006) of 6.6%. With a median age at 33.7 it is also the youngest community in the GTA. Brampton celebrated its sesquicentennial anniversary in 2003, marking 150 years since its incorporation as a village in 1853, taking its name from the rural town of Brampton, Cumbria, England. Visible minorities combined now form a large portion of the population.
Brampton was once known as The Flowertown of Canada, a title it earned due to the city’s large greenhouse industry, which included Dale’s Flowers, a company that won many international rose awards for nearly half a century. Today, its major economic sectors include Advanced Manufacturing, Retail Administration and Logistics, ICT, Food and Beverage, Life Sciences and Business Services. National headquarters of companies such as Loblaw Companies, HBC/Zellers, Bacardi, Brita and Clorox are located within the city.
The city is home to Canadian Forces Army Reserve unit The Lorne Scots (Peel, Dufferin and Halton Regiment).
Neighbouring Bramalea
Created as an innovative “new town”, Bramalea was developed as a separate community, approximately 40 kilometres northwest of Toronto.
Located in the former Chinguacousy Township, it was Canada’s first satellite community developed by one of the country’s largest real estate developers, Bramalea Limited, formerly known as Brampton Leasing. The name “Bramalea” was created by the farmer William Sheard, who integrated the BRAM from Brampton, MAL from Malton (a neighbouring region), and the LEA, an old British word meaning meadow or grassland. He sold the land to Brampton Leasing developers and built one of Bramalea’s first houses on Dixie Road across from the former headquarters of Nortel.
Education
Brampton’s only public higher education institution is Sheridan College, which also has a campus in Oakville. Founded in 1967, it is known for its animation and illustration courses, music theatre performance program, and craft and design program. Sheridan has the second largest school of Art and Design in North America.
Public schools are managed by the Peel District School Board. Local high schools include Cardinal Leger, Bramalea, Brampton Centennial, Central Peel, Chinguacousy, Fletcher’s Meadow, Harold M. Brathwaite, Heart Lake, Holy Name of Mary, North Park, North Peel, Notre Dame, Sandalwood Heights, St. Augustine, St. Edmund Campion, St. Marguerite d’Youville, St. Thomas Aquinas, and Turner Fenton (Canada’s only campus-based high school).
Transportation
Public transit network
Local transit is provided by Brampton Transit, with connections to other systems such as Mississauga Transit, York Region Transit, and Toronto Transit Commission. Brampton is currently planning a new Bus Rapid Transit system, called Acceleride along Main/Hurontario and Queen Streets, which would form the backbone to its bus network. Acceleride received funding from the provincial government in 2006 to begin implementation of this system. The fare is $3.00 for single adult transfer which is valid for 2 hours. There is GO Bus service to York University and subway stations at Yorkdale Mall and York Mills in Toronto.
Railways
Both Canadian National Railways and the Orangeville-Brampton Railway short line (formerly part of the Canadian Pacific Railway line) run through the city, CN’s Intermodal Yards are located east of Airport Road between Steeles and the former Highway 7/Queen Street East. The CN Track from Toronto’s Union Station, is the Georgetown GO Transit Rail Corridor providing commuter rail and bus services to and from Toronto with rail station stops at Bramalea, Downtown Brampton, and Mount Pleasant. VIA Rail connects through Brampton as part of the Quebec City-Windsor Corridor.
Airports
Canada’s busiest airport, Toronto Pearson International Airport (CYYZ), is located near Brampton, in Mississauga. For general aviation the city is served by the privately-owned Brampton Airport (CNC3), located to the north of the city in neighbouring Caledon.
Road network
Brampton is served by several major transportation routes: Highway 401 from Toronto is a short distance south in Mississauga, and can be reached by Highway 410, which runs north-south through the middle of the city. Highway 407 runs along the southern portion of the city, just north of the boundary with Mississauga. Steeles Avenue, which runs north of the 407, is another thoroughfare from Toronto. The former Highway 7 (now Regional Road 107 in Brampton) is another east-west corridor, (actually two, as it incorporates the eastern part of Queen Street and the western part of Bovaird Drive.
Brampton Initiatives and Planning
Click the link to see the most recent Brampton City Initiatives.
Brampton Property Taxes
Click the link to view the most recent property tax rates for Brampton.
Call Today For All Of Your Mortgage Needs
If you are currently looking for a mortgage in Brampton it has never been a better time to get financing. Canadian mortgage rates are at an all time low and the housing market has proven over the last 18 months how resilient our market is. I am very confident that with Ontario’s transit expansion plans coupled with Canada’s stance on immigration that the province will see a nice surge in housing prices over the next 10-15 years. Trillium Mortgage is your Ontario mortgage broker with over 20 years of experience helping Brampton home owners.
Home Purchase/ Mortgage Refinancing
If you are looking at buying a new home or looking to refinance your current home, call today. We will find you the lowest mortgage rate for your home purchase or refinance.
First Time Home Buyers
The prospects are especially bright if you are a first time home buyer. If you are a first time home buyer give me a call today. I can help you understand the many opportunities currently available for first time home buyers. Check out our mortgage calculator on the side bar, this will help you figure our how much you can afford. We can help first time home buyers save with the lowest rates anywhere.
Commercial Financing
If you are a commercial property owner in need of an Brampton mortgage broker, call today. We have many commercial lenders who can help no matter what or where your property is. If you are looking for a commercial mortgage with the lowest rates, call today.
Rental Properties
I can help real estate investors local or abroad in need of a mortgage for a rental property. Whether you are a first time rental property owner or purchasing your eighth property we can help you.
Private Mortgage Lenders
Are you in need of a private mortgage? Trillium mortgage broker is a leader in offering private mortgages and has access to an established and well reputable network of private lenders. We can offer the lowest rates for your private mortgage.
Second Mortgage / Home Loans / Debt Consolidation Loan
We offer second mortgages, home loans and debt consolidation loans. Bad credit histories are our specialty. Even if you are being foreclosed, are in power of sale or have recently gone bankrupt, we can help you. We offer the lowest interest rates on your second mortgage, home loans and debt consolidation loan needs.
Vacation Home / Cottage / Second Home
Are you looking a buying a vacation home, second home or a cottage? Trillium Mortgage is an Ontario mortgage broker who can find you the lowest interest rate for your dream getaway.
No matter what your situation is, Trillium Mortgage can help. We will help every person get the mortgage they need. Call today for any of your Ontario mortgage broker needs.