Full Service Bradford Mortgage Broker
Hi I’m Lawrence and welcome to Ontario Mortgage Superstore. I am a full service Ontario mortgage broker. Just a few of the services I offer as a mortgage broker are home, commercial, rental, second mortgage, private mortgage and home loans. Good credit, bad credit, either way, I will get you the lowest rate for your mortgage in Bradford. How can I beat the major banks and the well advertised Bradford mortgage brokers?
It’s simple, my overhead is embarrassingly low. I don’t have an army of staff on hand or sky scrapers to construct. Instead of spending millions of dollars on television and radio advertising, I rely on customer satisfaction to promote my service. How does my being so efficient help you? If you over pay by even a quarter of a percent on a $200,000 mortgage, it will cost you an extra $12994! The average consumer has access to 6-8 lenders, the average Bradford mortgage broker has access to 40, I have access to over 100 highly competitive lenders. Whatever your mortgage need, I will make the entire process easy.
My service is free for most of my customers, the lender will pay my fee. There is never any pressure and no obligation. Why don’t you fill out an application or give me a call today. What have you go to lose? Make the call today and you WILL get the lowest Bradford mortgage rates.
Services Available
- Pre Approval For Mortgage
- Home Mortgage
- Second Mortgage
- Bad Credit
- Debt Consolidation
- Home Loan
- No Money Down Mortgage
- Self Employed
- First Mortgage
- Purchase Plus Improvements
- Commercial Mortgage
- Private Mortgage
- Home Equity Loans
- Refinancing
- Subprime Mortgage
- Vacation Property
- First Time Home Buyer
- Third Mortgage
- Mortgage Loan
- Residential Mortgage
- Construction Financing
- Rental Mortgage
- Past Bankruptcy
- New To Canada
- Land Mortgage
- Cottage Mortgage
- Second Property Mortgage
- Fourth Mortgage
- Renewal
- 80% Rental Offset
** Select a service type for more information **
Maximum Mortgage Loans
| Residential | Max LTV | Commercial | Max LTV | |
| Home | 100% | Storefront | 80% | |
| Rental | 95% | Rental | 85% | |
| Second | 95% | Office Building | 75% | |
| Home Refinancing | 95% | Commercial Plaza | 75% | |
| Private | 95% | Industrial Space | 75% | |
| Home Loan | 90% | Farm Financing | 50% | |
| Vacant Lot | 75% | Acreage | 50% |
Why Use a Bradford mortgage broker?
- SAVINGS – A Bradford mortgage broker has access to many more lenders then the well known banks and credit unions ensuring that you DO get the best mortgage rate possible.
- CONVENIENCE – Obtaining a mortgage through me is quick, easy and convenient. I have the flexibility to work around your schedule. When using a mortgage broker, most of the work can often take place with just a phone call or through email.
- STRESS FREE – There is no need to negotiate. I will give you the lowest rate EVERY TIME.
- COST – My service is free of charge to most consumers. Charges may apply when the borrower has very poor credit or has an extremely high debt to equity ratio. A simple rule of thumb would be if every bank and credit union in Canada turns you down, there may be a fee.
- ECONOMY OF SCALE – When dealing with a bank, a mortgage broker will often be able to get a much lower rate than the lowest rate offered to the consumer.
- ETHICS AND INTEGRITY – As a Bradford mortgage broker I am licensed by the Financial Services Commission of Ontario (FSCO.GOV.ON.CA) and a member of the Canadian Association Of Accredited Mortgage Professionals (CAAMP.ORG), the lending officer at your bank is not. My license and membership can be confirmed at the links below.
- NO CONFLICT OF INTEREST – As a Bradford mortgage broker I provide a service. The service I offer is to find you the lender with the lowest interest rate, to provide you with flexible mortgage options and to provide unbiased answers to your questions. The mortgage officer at your bank is there to sell you their employer’s product.
About Bradford
Bradford is the primary country urban area of the Town of Bradford West Gwillimbury, Ontario, in Canada. It overlooks a beautiful and prosperous farming community, known as The Holland Marsh, located on the Holland River that flows into Lake Simcoe. Within the municipal boundaries are a number of smaller communities, including: Bond Head, Dunkerron, Green Valley, Pinkerton, Fisher’s Corners, Newton Robinson, Coulson and Deerhurst.
Education
There are 12 schools in the town, including two secondary schools:
Bradford District High School (Public)
Holy Trinity High School (Catholic)
Elementary schools:
Fred C. Cook
Bradford
WH Day
Fieldcrest
Sir William Osler
Hon. Earl Rowe
St. Charles (Catholic)
St. Jean de Brebeuf (Catholic)
Marie of the Incarnation (Catholic)
Mother Teresa Catholic School
There are no university or college campuses in Bradford.
Transportation
Bradford’s downtown core is situated at the intersection of former Highway 11 (now, County Road 4) and 88 (now, County Road 88). County Road 88 intersects with Ontario’s Highway 400, a limited-interchange multi-lane major thoroughfare that connects to Toronto in the south and “cottage country” in the north. It can be tough to drive through the town on long weekends
Public transit in Bradford is very limited. GO Transit has bus routes that connect the town to Barrie and Newmarket, and Bradford also has a station on GO Transit’s commuter train network. The GO Train service had its first inaugural run through Bradford in 1982. At the time, the commuter train went as far north as Barrie. Over the years the service to Barrie was stopped. This caused Bradford to be a terminus for the commuter trains to Toronto. However, the City of Barrie purchased the rail line north of Bradford with the hope of reintroducing rail service to Barrie. GO Train service resumed as of December 2007 to the city of Barrie.
Bradford Initiatives and Planning
Click the link to see Bradford Town Initiatives.
Bradford Property Taxes
Click the link to view the most recent property tax rates for Bradford.
Call Me For Your Bradford Mortgage Broker Needs
If you are currently looking for a mortgage in Bradford it has never been a better time to get financing from a Bradford mortgage broker. Canadian mortgage rates are at an all time low and the housing market has proven over the last 12 months how resilient our market is. I am very confident that with Ontario’s transit expansion plans coupled with Canada’s stance on immigration that the province will see a nice surge in housing prices over the next 10-15 years.
Home Purchase/ Mortgage Refinancing
If you are looking at buying a new home or looking to refinance your current home, call me today. We will find you the lowest mortgage rate for your home purchase or refinance.
First Time Home Buyers
The prospects are especially bright if you are a first time home buyer. If you are a first time home buyer give me, your Bradford mortgage broker a call today. I can help you understand the many opportunities currently available for first time home buyers. Check out our mortgage calculator on the side bar, this will help you figure our how much you can afford. We can help first time home buyers save with the lowest mortgage rates.
Commercial Financing
If you are a commercial property owner in need of a Bradford mortgage broker, call today. I have many Ontario commercial mortgage lenders who can help no matter what or where your property is located. If you are looking for a commercial mortgage broker with the lowest rates, call today.
Rental Properties
I can help real estate investors local or abroad in need of a rental mortgage. Whether you are a first time rental property owner or purchasing your eighth property we can help you.
Private Mortgage Lenders
Are you in need of a private mortgage from a Bradford mortgage broker? Trillium mortgage is a leader in offering private mortgages and has access to an established and well reputable network of private lenders. We can offer the lowest mortgage rates on your private mortgage.
Second Mortgage / Home Loans / Debt Consolidation Loan
We offer second mortgage, home loans and debt consolidation loans. Bad credit histories are our specialty. Even if you are being foreclosed, are in power of sale or have recently gone bankrupt, we can help you. We offer the lowest interest rates on your second mortgage, home loans and debt consolidation loan needs.
Vacation Home / Cottage / Second Home
Are you looking a buying a vacation home, second home or a cottage? Call a Bradford mortgage broker who can find you the lowest interest rate for your dream getaway.
No matter what your situation is, I can help. I will help every person get the mortgage they need. Give me a call today for your Bradford mortgage broker needs.