Full Service Bolton Mortgage Broker
Hi I’m Lawrence and welcome to Ontario Mortgage Superstore. I am a full service Ontario mortgage broker. Just a few of the services I offer as a mortgage broker are home, commercial, rental, second mortgage, private mortgage and home loans. Good credit, bad credit, either way, I will get you the lowest rate for your mortgage in Bolton. How can I beat the major banks and the well advertised Bolton mortgage brokers?
It’s simple, my overhead is embarrassingly low. I don’t have an army of staff on hand or sky scrapers to construct. Instead of spending millions of dollars on television and radio advertising, I rely on customer satisfaction to promote my service. How does my being so efficient help you? If you over pay by even a quarter of a percent on a $200,000 mortgage, it will cost you an extra $12994! The average consumer has access to 6-8 lenders, the average Bolton mortgage broker has access to 40, I have access to over 100 highly competitive lenders. Whatever your mortgage need, I will make the entire process easy.
My service is free for most of my customers, the lender will pay my fee. There is never any pressure and no obligation. Why don’t you fill out an application or give me a call today. What have you go to lose? Make the call today and you WILL get the lowest Bolton mortgage rates.
Services Available
- Pre Approval For Mortgage
- Home Mortgage
- Second Mortgage
- Bad Credit
- Debt Consolidation
- Home Loan
- No Money Down Mortgage
- Self Employed
- First Mortgage
- Purchase Plus Improvements
- Commercial Mortgage
- Private Mortgage
- Home Equity Loans
- Refinancing
- Subprime Mortgage
- Vacation Property
- First Time Home Buyer
- Third Mortgage
- Mortgage Loan
- Residential Mortgage
- Construction Financing
- Rental Mortgage
- Past Bankruptcy
- New To Canada
- Land Mortgage
- Cottage Mortgage
- Second Property Mortgage
- Fourth Mortgage
- Renewal
- 80% Rental Offset
** Select a service type for more information **
Maximum Mortgage Loans
| Residential | Max LTV | Commercial | Max LTV | |
| Home Mortgage | 100% | Storefront | 80% | |
| Rental Mortgage | 95% | Rental Mortgage | 85% | |
| Second Mortgage | 95% | Office Building | 75% | |
| Home Refinancing | 95% | Commercial Plaza | 75% | |
| Private Mortgage | 95% | Industrial Space | 75% | |
| Home Loan | 90% | Farm Financing | 50% | |
| Vacant Lot | 75% | Acreage | 50% |
Why Use a Bolton mortgage broker?
- SAVINGS – A Bolton mortgage broker has access to many more lenders then the well known banks and credit unions ensuring that you DO get the best mortgage rate possible.
- CONVENIENCE – Obtaining a mortgage through me is quick, easy and convenient. I have the flexibility to work around your schedule. When using a mortgage broker, most of the work can often take place with just a phone call or through email.
- STRESS FREE – There is no need to negotiate. I will give you the lowest rate EVERY TIME.
- COST – My service is free of charge to most consumers. Charges may apply when the borrower has very poor credit or has an extremely high debt to equity ratio. A simple rule of thumb would be if every bank and credit union in Canada turns you down, there may be a fee.
- ECONOMY OF SCALE – When dealing with a bank, a mortgage broker will often be able to get a much lower rate than the lowest rate offered to the consumer.
- ETHICS AND INTEGRITY – As a Bolton mortgage broker I am licensed by the Financial Services Commission of Ontario (FSCO.GOV.ON.CA) and a member of the Canadian Association Of Accredited Mortgage Professionals (CAAMP.ORG), the lending officer at your bank is not. My license and membership can be confirmed at the links below.
- NO CONFLICT OF INTEREST – As a Bolton mortgage broker I provide a service. The service I offer is to find you the lender with the lowest interest rate, to provide you with flexible mortgage options and to provide unbiased answers to your questions. The mortgage officer at your bank is there to sell you their employer’s product.
About Bolton
Bolton is the most populated community in the town of Caledon, located in the Region of Peel, approximately 50 kilometres north-west of Toronto, in Ontario, Canada. In regional documents, it is referred to as a ‘Rural Service Centre’. It has a population of 26,478 residents in 8,721 households. Bolton is a subdued town, that has many defining features, such as its small town charm, or the flowing Humber River that travels through the downtown. The downtown of Bolton has been revived since the late 1990s, and has become a bustling part of the community.
The village was founded by James Bolton,(who has a school dedicated to him), who created a mill on the Humber River in the valley of Bolton. The recreation areas are to the northwest and the southeast. There are two 400-Series highways nearby, including the 427, about 15 km SE (by Highway 7), and the 400, about 14 km E (exit at King Road). It is located about 50 km NW of downtown Toronto via the superhighway (Highway 427), about 20 km NE of downtown Brampton, Ontario, about 80 km NE of Hamilton, about 100 km NE of Kitchener, about 75 km S of Barrie and SE of Orangeville.
History
The town, formally known as Bolton’s Mill, was founded in 1794 when James Bolton helped build a flour mill for his relative George Bolton.
The suburban housing developments began in the southern area, near King Street, up to 15th Sideroad of Albion (now known as Bolton Heights Road). The urban area did not expand until the late 1970s and early 1980s, which also led to development of an industrial area in the southwest. The urban area up to Columbia Way – the northern boundary – began booming in the late 1980s. Housing developments continued towards the southern and the western parts oih the town about 1 km northwest of the heart of town in the 1990s and the 15th Sideroad in about 1995, especially to the north. The industrial area even began added buildings to the southwest up to Simpson. The urban areas merged with the southern part in 2000 and the northwest.
Housing developments are becoming more rare, as the town of Caledon tries to contain the growth of Bolton in Caledon’s ward 5.
Caledon Economic Development Strategy
Remaining competitive with other Ontario municipalities and regions benefits Caledon’s objective to retain and attract industrial and commercial investment. This is a vital aspect to enhancing a community’s quality of life.
Click the link to view Caledon’s economic development strategy.
Bolton Property Taxes
Click the link to view the most recent property tax rates for Bolton.
Call Me For Your Bolton Mortgage Broker Needs
If you are currently looking for a mortgage in Bolton it has never been a better time to get financing from a Bolton mortgage broker. Canadian mortgage rates are at an all time low and the housing market has proven over the last 12 months how resilient our market is. I am very confident that with Ontario’s transit expansion plans coupled with Canada’s stance on immigration that the province will see a nice surge in housing prices over the next 10-15 years.
Home Purchase/ Mortgage Refinancing
If you are looking at buying a new home or looking to refinance your current home, call me today. We will find you the lowest mortgage rate for your home purchase or refinance.
First Time Home Buyers
The prospects are especially bright if you are a first time home buyer. If you are a first time home buyer give me, your Bolton mortgage broker a call today. I can help you understand the many opportunities currently available for first time home buyers. Check out our mortgage calculator on the side bar, this will help you figure our how much you can afford. We can help first time home buyers save with the lowest mortgage rates.
Commercial Financing
If you are a commercial property owner in need of a Bolton mortgage broker, call today. I have many Ontario commercial mortgage lenders who can help no matter what or where your property is located. If you are looking for a commercial mortgage broker with the lowest rates, call today.
Rental Properties
I can help real estate investors local or abroad in need of a rental mortgage. Whether you are a first time rental property owner or purchasing your eighth property we can help you.
Private Mortgage Lenders
Are you in need of a private mortgage from a Bolton mortgage broker? Trillium mortgage is a leader in offering private mortgages and has access to an established and well reputable network of private lenders. We can offer the lowest mortgage rates on your private mortgage.
Second Mortgage / Home Loans / Debt Consolidation Loan
We offer second mortgage, home loans and debt consolidation loans. Bad credit histories are our specialty. Even if you are being foreclosed, are in power of sale or have recently gone bankrupt, we can help you. We offer the lowest interest rates on your second mortgage, home loans and debt consolidation loan needs.
Vacation Home / Cottage / Second Home
Are you looking a buying a vacation home, second home or a cottage? Call a Bolton mortgage broker who can find you the lowest interest rate for your dream getaway.
No matter what your situation is, I can help. I will help every person get the mortgage they need. Give me a call today for your Bolton mortgage broker needs.