Full Service Belleville Mortgage Broker
Hi I’m Lawrence and welcome to Ontario Mortgage Superstore. I am a full service Ontario mortgage broker. Just a few of the services I offer as a mortgage broker are home, commercial, rental, second mortgage, private mortgage and home loans. Good credit, bad credit, either way, I will get you the lowest rate for your mortgage in Belleville. How can I beat the major banks and the well advertised Belleville mortgage brokers?
It’s simple, my overhead is embarrassingly low. I don’t have an army of staff on hand or sky scrapers to construct. Instead of spending millions of dollars on television and radio advertising, I rely on customer satisfaction to promote my service. How does my being so efficient help you? If you over pay by even a quarter of a percent on a $200,000 mortgage, it will cost you an extra $12994! The average consumer has access to 6-8 lenders, the average Belleville mortgage broker has access to 40, I have access to over 100 highly competitive lenders. Whatever your mortgage need, I will make the entire process easy.
My service is free for most of my customers, the lender will pay my fee. There is never any pressure and no obligation. Why don’t you fill out an application or give me a call today. What have you go to lose? Make the call today and you WILL get the lowest Belleville mortgage rates.
Services Available
- Pre Approval For Mortgage
- Home Mortgage
- Second Mortgage
- Bad Credit
- Debt Consolidation
- Home Loan
- No Money Down Mortgage
- Self Employed
- First Mortgage
- Purchase Plus Improvements
- Commercial Mortgage
- Private Mortgage
- Home Equity Loans
- Refinancing
- Subprime Mortgage
- Vacation Property
- First Time Home Buyer
- Third Mortgage
- Mortgage Loan
- Residential Mortgage
- Construction Financing
- Rental Mortgage
- Past Bankruptcy
- New To Canada
- Land Mortgage
- Cottage Mortgage
- Second Property Mortgage
- Fourth Mortgage
- Renewal
- 80% Rental Offset
** Select a service type for more information **
Maximum Mortgage Loans
| Residential | Max LTV | Commercial | Max LTV | |
| Home Mortgage | 100% | Storefront | 80% | |
| Rental Mortgage | 95% | Rental Mortgage | 85% | |
| Second Mortgage | 95% | Office Building | 75% | |
| Home Refinancing | 95% | Commercial Plaza | 75% | |
| Private Mortgage | 95% | Industrial Space | 75% | |
| Home Loan | 90% | Farm Financing | 50% | |
| Vacant Lot | 75% | Acreage | 50% |
Why Use a Belleville mortgage broker?
- SAVINGS – a Belleville mortgage broker has access to many more lenders then the well known banks and credit unions ensuring that you DO get the best mortgage rate possible.
- CONVENIENCE – Obtaining a mortgage through me is quick, easy and convenient. I have the flexibility to work around your schedule. When using a mortgage broker, most of the work can often take place with just a phone call or through email.
- STRESS FREE – There is no need to negotiate. I will give you the lowest rate EVERY TIME.
- COST – My service is free of charge to most consumers. Charges may apply when the borrower has very poor credit or has an extremely high debt to equity ratio. A simple rule of thumb would be if every bank and credit union in Canada turns you down, there may be a fee.
- ECONOMY OF SCALE – When dealing with a bank, a mortgage broker will often be able to get a much lower rate than the lowest rate offered to the consumer.
- ETHICS AND INTEGRITY – as a Belleville mortgage broker I am licensed by the Financial Services Commission of Ontario (FSCO.GOV.ON.CA) and a member of the Canadian Association Of Accredited Mortgage Professionals (CAAMP.ORG), the lending officer at your bank is not. My license and membership can be confirmed at the links below.
- NO CONFLICT OF INTEREST – as a Belleville mortgage broker I provide a service. The service I offer is to find you the lender with the lowest interest rate, to provide you with flexible mortgage options and to provide unbiased answers to your questions. The mortgage officer at your bank is there to sell you their employer’s product.
About Belleville
Belleville (French: “Belle ville” meaning “Beautiful city”) (2006 population 48,821, metropolitan population 91,518) is a city located at the mouth of the Moira River on the Bay of Quinte in Southern (Southeastern) Ontario, Canada, in the Quebec City-Windsor Corridor. It is the seat of Hastings County. Population Within 25 miles (40 km) Of City Centre: 172,625.
Belleville is known as the ‘Friendly City’. The Quinte region has been identified as one of the best areas in Canada in which to live. It is also one of Ontario’s best kept secrets. The magnificent beaches of Prince Edward County, the wonderful live theatres in Stirling, Picton and Belleville, the beautiful Waterfront Trail, the excitement of OHL Hockey with the Belleville Bulls, the excellence of our sport fishery, the bounty of our local farms sold at the roadside stands and downtown markets plus some of Ontario’s best golf courses. There is indeed something for everyone in the Quinte region, right here in the City of Belleville.
Our annual Belleville Waterfront Festival celebrates our diverse culture. It features world class entertainment and a chance for everyone to enjoy our many parks, trails and recreational facilities.
Belleville History
Originally the site of a Native settlement known as Asukhknosk, the future location of the city was settled by United Empire Loyalists in 1789, after which it became known as Meyer’s Creek after prominent settler and industrialist John Walden Meyers. It was renamed Belleville in honour of Lady Arabella Gore in 1816, after a visit to the settlement by Sir Francis Gore and his wife. Belleville became an important railway junction with the completion of the Grand Trunk Railway in 1855. In 1858 the iron bridge over the Moira at Bridge Street became the first iron bridge in Hastings County. Belleville’s strikingly beautiful Gothic city hall was constructed in 1872. The City Hall tower stands some 185 feet above street level.
In 1998, the city was amalgamated with the surrounding Township of Thurlow to form an expanded City of Belleville as part of Ontario-wide municipal restructuring. The city also annexed portions of Quinte West to the west.
Economy
Procter & Gamble, Kellogg’s, Lipton, Wilson Sports, Sears and Nortel are among the internationally known companies with industrial operations in Belleville. The central Canadian Forces Post Office (CFPO) is located here. As this post office is the gateway between the civilian and military postal systems of Canada, Belleville serves as the mailing address for Canadian Armed Forces Bases and Ships abroad.
Many other companies in the manufacturing sector formerly operated plants in Belleville, including Mead Johnson, Westwood-Squibb, Union Carbide,Stewart Warner,Corbin Lock, American Optical,Bakelite and Deacon Brothers. Prior to the Nortel downturn there was a large workforce of skilled workers at two of its plants, formerly known as Northern Telecom and prior to that, Northern Electric. Federal Signal remains one of Belleville’s largest employers manufacturing Air Raid and Tornado Sirens for the North American and Western European market.
Belleville Property Taxes
Click the link to view the most recent property tax rates for Belleville.
Call Me For Your Belleville Mortgage Broker Needs
If you are currently looking for a mortgage in Belleville it has never been a better time to get financing from a Belleville mortgage broker. Canadian mortgage rates are at an all time low and the housing market has proven over the last 12 months how resilient our market is. I am very confident that with Ontario’s transit expansion plans coupled with Canada’s stance on immigration that the province will see a nice surge in housing prices over the next 10-15 years.
Home Purchase/ Mortgage Refinancing
If you are looking at buying a new home or looking to refinance your current home, call me today. We will find you the lowest mortgage rate for your home purchase or refinance.
First Time Home Buyers
The prospects are especially bright if you are a first time home buyer. If you are a first time home buyer give me, your Belleville mortgage broker a call today. I can help you understand the many opportunities currently available for first time home buyers. Check out our mortgage calculator on the side bar, this will help you figure our how much you can afford. We can help first time home buyers save with the lowest mortgage rates.
Commercial Financing
If you are a commercial property owner in need of a Belleville mortgage broker, call today. I have many Ontario commercial mortgage lenders who can help no matter what or where your property is located. If you are looking for a commercial mortgage broker with the lowest rates, call today.
Rental Properties
I can help real estate investors local or abroad in need of a rental mortgage. Whether you are a first time rental property owner or purchasing your eighth property we can help you.
Private Mortgage Lenders
Are you in need of a private mortgage from a Belleville mortgage broker? Trillium mortgage is a leader in offering private mortgages and has access to an established and well reputable network of private lenders. We can offer the lowest mortgage rates on your private mortgage.
Second Mortgage / Home Loans / Debt Consolidation Loan
We offer second mortgage, home loans and debt consolidation loans. Bad credit histories are our specialty. Even if you are being foreclosed, are in power of sale or have recently gone bankrupt, we can help you. We offer the lowest interest rates on your second mortgage, home loans and debt consolidation loan needs.
Vacation Home / Cottage / Second Home
Are you looking a buying a vacation home, second home or a cottage? Call a Belleville mortgage broker who can find you the lowest interest rate for your dream getaway.
No matter what your situation is, I can help. I will help every person get the mortgage they need. Give me a call today for your Belleville mortgage broker needs.