Full Service Aurora Mortgage Agent

Lawrence Kobescak

Lawrence Kobescak

License # M09001790

Toll Free 888-414-8840

Email or Apply Online

Hi I’m Lawrence and welcome to OntarioMortgageSuperstore.com. I am a full service mortgage agent with Trillium Mortgage. Trillium Mortgage has been providing Ontario home owners with prime, alternative and private mortgage lending for over 20 years.


We offer home, commercial, rental, second and private mortgages. Whether you are purchasing a home, refinancing your mortgage, obtaining a home loan or switching lenders we will get you the lowest rate for your mortgage. How can we beat the major banks and the well advertised Aurora mortgage brokers?


It’s simple, our overhead is embarrassingly low. We don’t have an army of administrative staff on hand or sky scrapers to construct. Instead of spending millions of dollars on television and radio advertising, we rely on customer satisfaction to promote our service. The average consumer has access to 6-8 lenders, the average Aurora mortgage broker has access to 40, We have access to over 100 highly competitive public and private lenders across Ontario. Trillium has the largest network of private lenders in Ontario.


Whatever your mortgage need, I will make the entire process easy. There is never any pressure and no obligation. Why don’t you fill out an application or give me a call today.


Maximum Mortgage Loans

Residential Max LTV Commercial Max LTV
Home 100% Storefront 80%
Rental 85% Rental 85%
Second 95% Office Building 75%
Home Refinancing 95% Commercial Plaza 75%
Private 95% Industrial Space 75%
Home Loan 95% Farm Financing 55%
Vacant Lot 75% Acreage 55%

Why Use An Aurora Mortgage Broker?


  1. SAVINGS – An Aurora mortgage broker has access to many more lenders then the well known banks and credit unions ensuring that you DO get the best rate possible.
  2. CONVENIENCE – Obtaining a mortgage through me is quick, easy and convenient. I have the flexibility to work around your schedule. Most of the work can often take place over the phone or through email.
  3. STRESS FREE – There is no need to negotiate. I will give you the lowest rate EVERY TIME.
  4. COST – My service is free of charge to most consumers. Charges may apply when the borrower has bad credit or has an extremely high debt to equity ratio. A simple rule of thumb would be if every bank and credit union in Canada turns you down, there may be a fee.
  5. ECONOMY OF SCALE – When dealing with a bank, a mortgage broker will often be able to get a much lower rate than the lowest rate offered to the consumer.
  6. ETHICS AND INTEGRITY – As an Ontario mortgage agent I am licensed by the Financial Services Commission of Ontario (FSCO.GOV.ON.CA) and a member of the Canadian Association Of Accredited Mortgage Professionals (CAAMP.ORG), the lending officer at your bank is not. My license and membership can be confirmed at the links below.


    View my FSCO license here

    View my CAAMP membership here

  7. NO CONFLICT OF INTEREST – As an Aurora mortgage agent I provide a service. The service I offer is to find you the lender with the lowest interest rate, to provide you with flexible mortgage options and to provide unbiased answers to your questions. The mortgage officer at your bank is there to sell you their employer’s product.

aurora-logo


About Aurora


According to the 2006 Census, the town had a population of 47,629. However, as of 2009, the population is at an approximated 52,000. Having grown approximately 18.6% since the 2001 census, it is one of the fastest growing municipalities in Canada.


Based upon current population figures and total area, the town’s population density is just over 1000 per square kilometre.


The population is forecasted to reach approximately 56,000 by the time of the 2011 Census, 63,000 by 2016, and 75,000 in 2026.



Education


Both publicly-funded School Board Head Offices for York Region are located in Aurora: The York Region District School Board is located on 60 Wellington St. W. just west of the historical downtown area, and The York Catholic District School Board is located at 320 Bloomington Rd. W. along the southern border, next to Cardinal Carter Catholic HS.


Public education is governed by the York Region District School Board, which has two high schools in Aurora:


Dr. G.W. Williams Secondary
Aurora High
as well as several elementary schools.


The York Catholic District School Board also runs several elementary schools as well as Cardinal Carter Catholic HS. A second catholic HS, St. Maximillian Kolbe Catholic HS, is currently under construction and set to open its doors September 2009.


Conseil scolaire de district catholique Centre-Sud, which administers French-language Catholic schools runs an elementary school, École St. Jean, and a HS, École secondaire catholique Renaissance (formerly ÉSC Cardinal-Carter).


Also, St. Andrew’s College, an independent school for boys, is located in Aurora.



Transportation


Roads – Major roads running through Aurora include Bathurst Street at its western border, Yonge Street, Bayview Avenue, Leslie Street, and Highway 404 at its eastern border. Wellington Road is the town’s major east-west road, with the Yonge-Wellington area having the busiest traffic volume in Aurora.


Public Transit – The town of Aurora’s public transit is serviced by York Region Transit (YRT) and VIVA. The Aurora GO Station is on the Barrie line and is served by four trains southbound to Toronto each weekday morning and four trains northbound each afternoon, except holidays. The station is also served by several GO buses each day, in addition to YRT buses.



Aurora Property Tax


You can find the most current Aurora property tax rates here.



Urban planning


Currently, an undeveloped portion of Aurora is subject to the Ontario Government’s Greenbelt legislation which enforces limits on growth in designated Green Belt locations. In Aurora, this affects mostly the south-eastern areas of the town.


Growth is occurring in the north-eastern locations, particularly in the form of low-density residential homes and townhouses along Bayview Ave and north of Wellington St. E. (also known as “Aurora Rd.”), and commerce along Wellington St. E. on Aurora’s eastern border between Leslie St. and Hwy. 404. The State Farm Insurance Canada headquarters has recently relocated to this location.



Aurora Planning and Economic Inititatives


Click the link to download a copy of the most recent Town Of Aurora strategic plan.



Commercial/Industrial Space


If you are looking to purchase industrial or commercial space for your business, click here a listing of available properties in Aurora.




Call Today For All Of Your Mortgage Needs


If you are currently looking for a mortgage in Aurora it has never been a better time to get financing. Canadian mortgage rates are at an all time low and the housing market has proven over the last 18 months how resilient our market is. I am very confident that with Ontario’s transit expansion plans coupled with Canada’s stance on immigration that the province will see a nice surge in housing prices over the next 10-15 years. Trillium Mortgage is your Ontario mortgage broker with over 20 years of experience helping Aurora home owners.


Home Purchase/ Mortgage Refinancing


If you are looking at buying a new home or looking to refinance your current home, call today. We will find you the lowest mortgage rate for your home purchase or refinance.


First Time Home Buyers


The prospects are especially bright if you are a first time home buyer. If you are a first time home buyer give me a call today. I can help you understand the many opportunities currently available for first time home buyers. Check out our mortgage calculator on the side bar, this will help you figure our how much you can afford. We can help first time home buyers save with the lowest rates anywhere.


Commercial Financing


If you are a commercial property owner in need of an Aurora mortgage broker, call today. We have many commercial lenders who can help no matter what or where your property is. If you are looking for a commercial mortgage with the lowest rates, call today.


Rental Properties


I can help real estate investors local or abroad in need of a mortgage for a rental property. Whether you are a first time rental property owner or purchasing your eighth property we can help you.


Private Mortgage Lenders


Are you in need of a private mortgage? Trillium mortgage broker is a leader in offering private mortgages and has access to an established and well reputable network of private lenders. We can offer the lowest rates for your private mortgage.


Second Mortgage / Home Loans / Debt Consolidation Loan


We offer second mortgages, home loans and debt consolidation loans. Bad credit histories are our specialty. Even if you are being foreclosed, are in power of sale or have recently gone bankrupt, we can help you. We offer the lowest interest rates on your second mortgage, home loans and debt consolidation loan needs.


Vacation Home / Cottage / Second Home


Are you looking a buying a vacation home, second home or a cottage? Trillium Mortgage is an Ontario mortgage broker who can find you the lowest interest rate for your dream getaway.


No matter what your situation is, Trillium Mortgage can help. We will help every person get the mortgage they need. Call today for any of your Ontario mortgage broker needs.

buying a vacation home, second home or a cottage? Call a Aurora mortgage broker who can find you the lowest interest rate for your dream getaway.


No matter what your situation is, I can help. I will help every person get the mortgage they need. Give me a call today for your Aurora mortgage broker needs.