Full Service Aurora Mortgage Broker
Hi I’m Lawrence and welcome to Ontario Mortgage Superstore. I am a full service Ontario mortgage broker. Just a few of the services I offer as a mortgage broker are home, commercial, rental, second mortgage, private mortgage and home loans. Good credit, bad credit, either way, I will get you the lowest rate for your mortgage in Aurora. How can I beat the major banks and the well advertised Aurora mortgage brokers?
It’s simple, my overhead is embarrassingly low. I don’t have an army of staff on hand or sky scrapers to construct. Instead of spending millions of dollars on television and radio advertising, I rely on customer satisfaction to promote my service. How does my being so efficient help you? If you over pay by even a quarter of a percent on a $200,000 mortgage, it will cost you an extra $12994! The average consumer has access to 6-8 lenders, the average Aurora mortgage broker has access to 40, I have access to over 100 highly competitive lenders. Whatever your mortgage need, I will make the entire process easy.
My service is free for most of my customers, the lender will pay my fee. There is never any pressure and no obligation. Why don’t you fill out an application or give me a call today. What have you go to lose? Make the call today and you WILL get the lowest Aurora mortgage rates.
Services Available
- Pre Approval For Mortgage
- Home Mortgage
- Second Mortgage
- Bad Credit
- Debt Consolidation
- Home Loan
- No Money Down Mortgage
- Self Employed
- First Mortgage
- Purchase Plus Improvements
- Commercial Mortgage
- Private Mortgage
- Home Equity Loans
- Refinancing
- Subprime Mortgage
- Vacation Property
- First Time Home Buyer
- Third Mortgage
- Mortgage Loan
- Residential Mortgage
- Construction Financing
- Rental Mortgage
- Past Bankruptcy
- New To Canada
- Land Mortgage
- Cottage Mortgage
- Second Property Mortgage
- Fourth Mortgage
- Renewal
- 80% Rental Offset
** Select a service type for more information **
Maximum Mortgage Loans
| Residential | Max LTV | Commercial | Max LTV | |
| Home Mortgage | 100% | Storefront | 80% | |
| Rental Mortgage | 95% | Rental Mortgage | 85% | |
| Second Mortgage | 95% | Office Building | 75% | |
| Home Refinancing | 95% | Commercial Plaza | 75% | |
| Private Mortgage | 95% | Industrial Space | 75% | |
| Home Loan | 90% | Farm Financing | 50% | |
| Vacant Lot | 75% | Acreage | 50% |
Why Use An Aurora Mortgage Broker?
- SAVINGS – An Aurora mortgage broker has access to many more lenders then the well known banks and credit unions ensuring that you DO get the best mortgage rate possible.
- CONVENIENCE – Obtaining a mortgage through me is quick, easy and convenient. I have the flexibility to work around your schedule. When using a mortgage broker, most of the work can often take place with just a phone call or through email.
- STRESS FREE – There is no need to negotiate. I will give you the lowest rate EVERY TIME.
- COST – My service is free of charge to most consumers. Charges may apply when the borrower has very poor credit or has an extremely high debt to equity ratio. A simple rule of thumb would be if every bank and credit union in Canada turns you down, there may be a fee.
- ECONOMY OF SCALE – When dealing with a bank, a mortgage broker will often be able to get a much lower rate than the lowest rate offered to the consumer.
- ETHICS AND INTEGRITY – As an Aurora mortgage broker I am licensed by the Financial Services Commission of Ontario (FSCO.GOV.ON.CA) and a member of the Canadian Association Of Accredited Mortgage Professionals (CAAMP.ORG), the lending officer at your bank is not. My license and membership can be confirmed at the links below.
- NO CONFLICT OF INTEREST – As an Aurora mortgage broker I provide a service. The service I offer is to find you the lender with the lowest interest rate, to provide you with flexible mortgage options and to provide unbiased answers to your questions. The mortgage officer at your bank is there to sell you their employer’s product.
About Aurora
According to the 2006 Census, the town had a population of 47,629. However, as of 2009, the population is at an approximated 52,000. Having grown approximately 18.6% since the 2001 census, it is one of the fastest growing municipalities in Canada.
Based upon current population figures and total area, the town’s population density is just over 1000 per square kilometre.
The population is forecasted to reach approximately 56,000 by the time of the 2011 Census, 63,000 by 2016, and 75,000 in 2026.
Education
Both publicly-funded School Board Head Offices for York Region are located in Aurora: The York Region District School Board is located on 60 Wellington St. W. just west of the historical downtown area, and The York Catholic District School Board is located at 320 Bloomington Rd. W. along the southern border, next to Cardinal Carter Catholic HS.
Public education is governed by the York Region District School Board, which has two high schools in Aurora:
Dr. G.W. Williams Secondary
Aurora High
as well as several elementary schools.
The York Catholic District School Board also runs several elementary schools as well as Cardinal Carter Catholic HS. A second catholic HS, St. Maximillian Kolbe Catholic HS, is currently under construction and set to open its doors September 2009.
Conseil scolaire de district catholique Centre-Sud, which administers French-language Catholic schools runs an elementary school, École St. Jean, and a HS, École secondaire catholique Renaissance (formerly ÉSC Cardinal-Carter).
Also, St. Andrew’s College, an independent school for boys, is located in Aurora.
Transportation
Roads – Major roads running through Aurora include Bathurst Street at its western border, Yonge Street, Bayview Avenue, Leslie Street, and Highway 404 at its eastern border. Wellington Road is the town’s major east-west road, with the Yonge-Wellington area having the busiest traffic volume in Aurora.
Public Transit – The town of Aurora’s public transit is serviced by York Region Transit (YRT) and VIVA. The Aurora GO Station is on the Barrie line and is served by four trains southbound to Toronto each weekday morning and four trains northbound each afternoon, except holidays. The station is also served by several GO buses each day, in addition to YRT buses.
Aurora Property Tax
You can find the most current Aurora property tax rates here.
Urban planning
Currently, an undeveloped portion of Aurora is subject to the Ontario Government’s Greenbelt legislation which enforces limits on growth in designated Green Belt locations. In Aurora, this affects mostly the south-eastern areas of the town.
Growth is occurring in the north-eastern locations, particularly in the form of low-density residential homes and townhouses along Bayview Ave and north of Wellington St. E. (also known as “Aurora Rd.”), and commerce along Wellington St. E. on Aurora’s eastern border between Leslie St. and Hwy. 404. The State Farm Insurance Canada headquarters has recently relocated to this location.
Aurora Planning and Economic Inititatives
Click the link to download a copy of the most recent Town Of Aurora strategic plan.
Commercial/Industrial Space
If you are looking to purchase industrial or commercial space for your business, click here a listing of available properties in Aurora.
Call Me For Your Aurora Mortgage Broker Needs
If you are currently looking for a mortgage in Aurora it has never been a better time to get financing from a Aurora mortgage broker. Canadian mortgage rates are at an all time low and the housing market has proven over the last 12 months how resilient our market is. I am very confident that with Ontario’s transit expansion plans coupled with Canada’s stance on immigration that the province will see a nice surge in housing prices over the next 10-15 years.
Home Purchase/ Mortgage Refinancing
If you are looking at buying a new home or looking to refinance your current home, call me today. We will find you the lowest mortgage rate for your home purchase or refinance.
First Time Home Buyers
The prospects are especially bright if you are a first time home buyer. If you are a first time home buyer give me, your Aurora mortgage broker a call today. I can help you understand the many opportunities currently available for first time home buyers. Check out our mortgage calculator on the side bar, this will help you figure our how much you can afford. We can help first time home buyers save with the lowest mortgage rates.
Commercial Financing
If you are a commercial property owner in need of a Aurora mortgage broker, call today. I have many Ontario commercial mortgage lenders who can help no matter what or where your property is located. If you are looking for a commercial mortgage broker with the lowest rates, call today.
Rental Properties
I can help real estate investors local or abroad in need of a rental mortgage. Whether you are a first time rental property owner or purchasing your eighth property we can help you.
Private Mortgage Lenders
Are you in need of a private mortgage from an Aurora mortgage broker? Trillium mortgage is a leader in offering private mortgages and has access to an established and well reputable network of private lenders. We can offer the lowest mortgage rates on your private mortgage.
Second Mortgage / Home Loans / Debt Consolidation Loan
We offer second mortgage, home loans and debt consolidation loans. Bad credit histories are our specialty. Even if you are being foreclosed, are in power of sale or have recently gone bankrupt, we can help you. We offer the lowest interest rates on your second mortgage, home loans and debt consolidation loan needs.
Vacation Home / Cottage / Second Home
Are you looking a buying a vacation home, second home or a cottage? Call a Aurora mortgage broker who can find you the lowest interest rate for your dream getaway.
No matter what your situation is, I can help. I will help every person get the mortgage they need. Give me a call today for your Aurora mortgage broker needs.