Full Service Ajax Mortgage Agent
Hi I’m Lawrence and welcome to OntarioMortgageSuperstore.com. I am a full service mortgage agent with Trillium Mortgage. Trillium Mortgage has been providing Ontario home owners with prime, alternative and private mortgage lending for over 20 years.
We offer home, commercial, rental, second and private mortgages. Whether you are purchasing a home, refinancing your mortgage, obtaining a home loan or switching lenders we will get you the lowest rate for your mortgage. How can we beat the major banks and the well advertised Ajax mortgage brokers?
It’s simple, our overhead is embarrassingly low. We don’t have an army of administrative staff on hand or sky scrapers to construct. Instead of spending millions of dollars on television and radio advertising, we rely on customer satisfaction to promote our service. The average consumer has access to 6-8 lenders, the average Ajax mortgage broker has access to 40, We have access to over 100 highly competitive public and private lenders across Ontario. Trillium has the largest network of private lenders in Ontario.
Whatever your mortgage need, I will make the entire process easy. There is never any pressure and no obligation. Why don’t you fill out an application or give me a call today.
Services Available
- Home Mortgage
- Commercial Mortgage
- Debt Consolidation
- Second Mortgage
- New To Canada
- Home Loan
- Second Property Mortgage
- No Money Down Mortgage
- Home Equity Loans
- Pre Approval For Mortgage
- Self Employed
- Land Mortgage
- Cottage Mortgage
- Vacation Property
- Purchase Plus Improvements
- Renewal
- Refinancing
- First Time Home Buyer
- Rental Mortgage
- Past Bankruptcy
- Private Mortgage
- Bad Credit
- Construction Financing
- 80% Rental Offset
** Select a service type for more information **
Maximum Mortgage Loans
| Residential | Max LTV | Commercial | Max LTV | |
| Home | 100% | Storefront | 80% | |
| Rental | 85% | Rental | 85% | |
| Second | 95% | Office Building | 75% | |
| Home Refinancing | 95% | Commercial Plaza | 75% | |
| Private | 95% | Industrial Space | 75% | |
| Home Loan | 95% | Farm Financing | 55% | |
| Vacant Lot | 75% | Acreage | 55% |
Why Use An Ajax Mortgage Broker?
- SAVINGS – An Ajax mortgage broker has access to many more lenders then the well known banks and credit unions ensuring that you DO get the best rate possible.
- CONVENIENCE – Obtaining a mortgage through me is quick, easy and convenient. I have the flexibility to work around your schedule. Most of the work can often take place over the phone or through email.
- STRESS FREE – There is no need to negotiate. I will give you the lowest rate EVERY TIME.
- COST – My service is free of charge to most consumers. Charges may apply when the borrower has bad credit or has an extremely high debt to equity ratio. A simple rule of thumb would be if every bank and credit union in Canada turns you down, there may be a fee.
- ECONOMY OF SCALE – When dealing with a bank, a mortgage broker will often be able to get a much lower rate than the lowest rate offered to the consumer.
- ETHICS AND INTEGRITY – As an Ontario mortgage agent I am licensed by the Financial Services Commission of Ontario (FSCO.GOV.ON.CA) and a member of the Canadian Association Of Accredited Mortgage Professionals (CAAMP.ORG), the lending officer at your bank is not. My license and membership can be confirmed at the links below.
- NO CONFLICT OF INTEREST – As an Ajax mortgage agent I provide a service. The service I offer is to find you the lender with the lowest interest rate, to provide you with flexible mortgage options and to provide unbiased answers to your questions. The mortgage officer at your bank is there to sell you their employer’s product.
About Ajax
The Town of Ajax is named after a war ship, the ‘H.M.S. Ajax’. During the early days of the Second World War, in December of 1939, the H.M.S. Ajax, together with the H.M.S. Achilles and the H.M.S. Exeter, won an important naval victory in the famous Battle of the River Plate.
Ajax grew into a community during the Second World War as a result of the war-related munitions plant, Defence Industries Limited, being built in the area, south of what is now Highway 401. The plant and its associated facilities were significant in size and the rapid influx of plant employees quickly led to the establishment of a community. By the time the War ended, a settlement had emerged. The residents of this new community needed a name for their new town, and a contest was held for that purpose. The name ‘Ajax’ was chosen in recognition of the heroic actions of the H.M.S. Ajax at the Battle of the River Plate. Today, most of the Town’s streets have been named after the ship’s veterans.
The Town experienced rapid expansion in the 1980’s and again in the late 1990’s. Today, ‘Ajax by the Lake’ is a diverse, vibrant, growing community within the Greater Toronto Area. The Town respects and values human diversity, and acknowledges the social, cultural and economic contributions of all groups. As of 2006 the population stood at 93,104.
Ajax Property Taxes
For the most up to date property rates, please visit the Town of Ajax property tax webpage.
Expansion
Click the link for the most recent version of the Town Of Ajax Official Plan.
Ajax Waterfront
Ajax has an extensive public waterfront. A list of waterfront trails and parks can be obtained from the Town Of Ajax.
History
Before the Second World War, the territory in which Ajax is situated was a rural part of the township of Pickering. The town itself was first established in 1941 when a Defence Industries Limited (D.I.L.) shell plant was constructed and a townsite grew around the plant. By 1945 the plant had filled 40 million shells; employed over 9,000 people at peak production; boasted of its own water and sewage treatment plants; a school population of over 600; 50 km (31 mi) of railroad and 50 km (31 mi) of roads. The entire D.I.L. plant site included some 12 km2 (5 sq mi). People came from all over Canada to work at D.I.L.
The burgeoning community received its name in honour of the first significant British naval victory of the war. From December 13 to December 19, 1939, a flotilla of British warships – HMS Ajax, HMS Exeter and HMS Achilles — commanded by Commodore Henry Harwood — engaged and routed the powerful German pocket battleship Admiral Graf Spee at the Battle of the River Plate, near the Uruguayan port of Montevideo in South America. Ajax was chosen as the name of this war-born community.
After the war, the University of Toronto leased much of the D.I.L. plant to house the flood of newly discharged soldiers who had enrolled as engineering students. War machines were moved out and the buildings were converted to classrooms and laboratories. By 1949, the last year of the University of Toronto, Ajax Division, some 7,000 engineering students had received their basic training there.
Following the departure of the University of Toronto, the town’s growth was largely due to the vision of George W. Finley of Central Mortgage and Housing Corporation, and Ajax became a planned modern community using the wartime base for its post-war foundation.
From 1941 to 1950, Ajax had no local municipal government of its own. In 1950, as a result of a petition, the community became the Corporation of the Improvement District of Ajax with three trustees appointed by the Lieutenant-Governor in Council. By 1953, the desire for full and active participation by its citizens in an elected council and school board was strong. The Ajax Citizens’ Association, formed by many civic-minded persons, presented a brief to the Ontario Municipal Board urging that the Improvement District of Ajax become the Corporation of the Town of Ajax. The Municipal Board approved this step, and on December 13, 1954, the people elected the first Town Council and the first Public School Board.
On June 22, 1973, the Ontario Legislature enacted Bill 162 to amalgamate the Town of Ajax and the Village of Pickering and annex certain portions of the Township of Pickering to the Town of Ajax, as part of the creation of the new Durham Region. The Region and Town both officially came into being on January 1, 1974.
Call Today For All Of Your Mortgage Needs
If you are currently looking for a mortgage in Ajax it has never been a better time to get financing. Canadian mortgage rates are at an all time low and the housing market has proven over the last 18 months how resilient our market is. I am very confident that with Ontario’s transit expansion plans coupled with Canada’s stance on immigration that the province will see a nice surge in housing prices over the next 10-15 years. Trillium Mortgage is your Ontario mortgage broker with over 20 years of experience helping Ajax home owners.
Home Purchase/ Mortgage Refinancing
If you are looking at buying a new home or looking to refinance your current home, call today. We will find you the lowest mortgage rate for your home purchase or refinance.
First Time Home Buyers
The prospects are especially bright if you are a first time home buyer. If you are a first time home buyer give me a call today. I can help you understand the many opportunities currently available for first time home buyers. Check out our mortgage calculator on the side bar, this will help you figure our how much you can afford. We can help first time home buyers save with the lowest rates anywhere.
Commercial Financing
If you are a commercial property owner in need of an Ajax mortgage broker, call today. We have many commercial lenders who can help no matter what or where your property is. If you are looking for a commercial mortgage with the lowest rates, call today.
Rental Properties
I can help real estate investors local or abroad in need of a mortgage for a rental property. Whether you are a first time rental property owner or purchasing your eighth property we can help you.
Private Mortgage Lenders
Are you in need of a private mortgage? Trillium mortgage broker is a leader in offering private mortgages and has access to an established and well reputable network of private lenders. We can offer the lowest rates for your private mortgage.
Second Mortgage / Home Loans / Debt Consolidation Loan
We offer second mortgages, home loans and debt consolidation loans. Bad credit histories are our specialty. Even if you are being foreclosed, are in power of sale or have recently gone bankrupt, we can help you. We offer the lowest interest rates on your second mortgage, home loans and debt consolidation loan needs.
Vacation Home / Cottage / Second Home
Are you looking a buying a vacation home, second home or a cottage? Trillium Mortgage is an Ontario mortgage broker who can find you the lowest interest rate for your dream getaway.
No matter what your situation is, Trillium Mortgage can help. We will help every person get the mortgage they need. Call today for any of your Ontario mortgage broker needs.